+--= The Quiet Voice Of My Soul =--+

2009-10-20T08:27:00.001+08:00

Planning for next year trip.....

2009-09-08T22:09:00.000+08:00

LOL... funny

our love nest

2009-08-14T01:32:00.002+08:00

Finally we got our love nest.... its arriving in 2 years time... say the latest 2013... what abt the earth coming to an end on the 21st december 2012??? we shall see... hey come on.... 20th dec 2012 is my 26th birthday.....

2009-07-03T16:49:00.003+08:00

this song made my eyes wet for awhile... make me super emo... but its been awhile for tank to release his new songs... after his zhuan shu tian shi and fei ni mo shu... this is another hit...

作词：陈信延作曲：TANK
累了照惯例努力清醒着也照惯例
想你了好怕一放心睡了心跳在梦中 <--- omg ,-_-,
不听话的就停止了听着 <--- omg ,-_-,
呼吸像浪潮拍动着越没力越让我忐忑我还能珍惜什么
如果我连自己的脉搏
都难掌握
如果我变成回忆
退出了这场生命留下你错愕哭泣
我冰冷身体
拥抱不了你想到我让深爱的你
人海孤独旅行我会恨自己
如此狠心如果我变成回忆
终于没那么幸运没机会白着头发
蹒跚牵着你
看晚霞落尽漫长时光总有一天你会伤心痊愈若有人可以
让他陪你
我不怪你快乐
什么时候会结束呢哪一刻是最后一刻想把你紧紧抱着可知你是我生命中的
最舍不得如果我变成回忆
退出了这场生命留下你错愕哭泣
我冰冷身体
拥抱不了你想到我让深爱的你
人海孤独旅行我会恨自己
如此狠心如果我变成回忆
终于没那么幸运没机会白着头发
蹒跚牵着你
看晚霞落尽漫长时光总有一天你会伤心痊愈若有人可以
让他陪你如果我变成回忆
最怕我太不争气顽固地赖在空气
霸占你心里
每一寸缝隙连累依然爱我的你痛苦承受失去这样不公平
请你尽力
把我忘记

Which way to go

2009-06-03T17:14:00.002+08:00

A cross junction ahead
Heading left?
Straight?
or Right?
How many times in our lives we need to make a decision.
Sometimes we choose 1 and U turn and go back to square 1.
wHY?
Obstacles at the path we chosen present?

Is that really a obstacle physically or
we see it as obstacle in our mind...

What obstacles are in our lives?
In every aspect our lives,
we make decision,
big or small
leads to another decision.
We nv stop making decisions
Every decision behind is an obstacle
big or small
we are creating it ourselves.
What im trying to say is
IF we think its hard its hard.
IF we think is difficult its difficult
IF we think its possible its possible.
its how badly we want something in our lives
Its always so easy to say no.
its a human instinct.
we need to defend ourselves.
BUT tats wat make us inauthentic in our actions
and thoughts.
We complain people being fake in their actions.
But we think it is, den it is.... why we need to
make ourselves miserable becos of someone action?
isnt it silly?

IF we set barrier in our thoughts, our actions
will we ever get to the other side of the path smoothly?
no....
no matter what path we choose in our lives, there bound
to be obstacles... how big it is, its all in our mind.
Why there are only 1% of the world population
are successful ppl? not becos they are lucky
but they think extraordinary and do things extraordinary.
So what will life be? you decide.

2009-05-25T18:04:00.002+08:00

Greedy ppl?

So Insurance Agents are greedy people who earn huge commissions, do minimal work, and then go for all expense paid vacations using YOUR money.I understand there are people who believe this is the case. And you are not to be faulted for having this perception, because this is perhaps how certain people in this industry portray themselves to be. Maybe.I will not try to vehemently defend my industry and the people who work in it, but for the sake of argument, I’ll list out a couple of facts about life as an Insurance Agent from my personal knowledge and experience to try and debunk this perception :

Our commissions are not paid by you, the customer. They are paid to us by the company we represent at a rate the company deems fair. Agents are required to disclose to you how much money they are making from your sale, if you wish them to.

Our work is not minimal. Form filling, claims processing, continual training to provide better service to the public, these are things that agents do which are not seen. And best of all, we don't get paid for doing these things. Now I'm sure some of you may be saying :"But Angry Mr Jones, my agent damn free one leh, everyday see him at coffeeshop drink kopi! Somemore got money go holiday!"Life as an Insurance Agent is as they say, 'Own Time Own Target'. Sure i can sit at home all day or go out with my mates to have fun every night. Just no income.

Ever had to stand outside a potential client's place for 3 hours? And then leaving without the sale? I have."Aiya AMJ, who ask you to become Agent in the first place? See la, kenna this kind of treatment. Serves you right!"Just to illustrate a point, this are some of the pains an Insurance Agent may have to go through in his course of work. Waiting 3 hours to get rejected is quite a painful experience, but i believe most of us Agents accept it, learn from the experience, and move on.

Going on overseas trips is a form of reward insurance companies usually give to the VERY BEST people in their companies. To be the VERY BEST is not easy, the amount of business the agent in question has to process is very large. Taking into consideration the 3 points listed above, to go on one of those trips most probably means that agent went through a lot of what was listed above to get there.

He also most probably got many people insured or set up worthwhile financial plans for his clients. In the process of doing that, he also most probably secured for his company a good amount of premiums which equals to profitability. As a reward, his company sends him on a holiday. It is corporate commonsense to reward your best people, it should be the same for Insurance companies.

At the end of it all, if the perception about greedy insurance agents still exists, why not challenge yourself to try out this job for 1 year.“SIAO AH?! Become Insulant Agen! Nothing better to do meh?”If the industry was really so rosy then this response wouldn’t be commonplace among folks.As it is, there are bad apples in every basket. I'm certain there are greedy insurance agents out there, just as there are greedy hawkers and greedy contractors and greedy...

yea u get the idea.The relevant authorities and stat boards, with regards to the financial industry are doing their very best to ensure that you, the consumer, gets the best deal possible.

Courtesy from http://www.ihateinsurancesalesman.com/search/label/Ahh%20Why%20blog

Diversifying

2009-05-18T16:40:00.002+08:00

Diversifying

“Don’t put all your eggs in one basket” is a tag line used in many circles, especially when it comes to investing. How true is that statement?A school of thought that is popular with investors is to diversify your portfolio, so that if one particular asset suffers, your general portfolio will not be heavily hit. The whole idea of diversification is risk control.

These are some choice statements about diversification from Warren Buffett.We think diversification, as practiced generally, makes very little sense for anyone who knows what they’re doing. Diversification serves as protection against ignorance.-Warren Buffett, at Berkshire’s 1996 Annual MeetingWe diversify substantially less than most investment operations.

We might invest up to 40% of our net worth in a single security under conditions coupling an extremely high probability that our facts and reasoning are correct with a very low probability that anything could drastically change the underlying value of the investment."-Warren Buffett, 1965 letter to PartnersWe have to work extremely hard to find just a very few attractive investment situations. Such a situation by definition is one where my expectation of performance is at least ten percentage points per annum superior to the Dow.-Warren Buffett, 1965 letter to Partners

The full 1965 Letter to Partners by Warren Buffet can be read here From the investor who has made the most money in the history of the world from the stock market, this is a total reverse from the conventional train of thought. To summarise the 3 statements by Warren Buffett posted here, and books from him and Benjamin Graham, one key factor to succeed in the stock market is a high level of research and studies into the array of options, to identify the ones which are HIGHLY (close to certainty) probable to succeed.I have to admit, when it comes to personally investing in the stock market, I’m pretty much a babe in the woods.

This is because I spend my ‘education time’ on other areas and not in reading up on companies and indexes. Venturing into stocks and shares, though tempting, would be financial suicide for me.Would I be successful if I put my time into studying up companies to invest in? Then again would I trust my judgement enough to put money into that one stock? I know myself enough to reckon the answer to both would be no. That’s why I don’t work as a stock broker ;)If you purchase unit trusts or investment linked insurance products, the funds are already well diversified in the sector or region you have chosen.

My personal investment linked insurance policy (ILP) invests in 2 funds which automatically puts my money into 16 diverse sectors. If you’re thinking of investing in an ILP, consider the words from Warren Buffett before spreading out your monthly investments into many different funds. Ask your Financial Planner for a breakdown of how your money will be invested in the particular fund he has recommended to you. A person very close to me worked in the crude oil industry for 25 years, mainly as a senior oil rig engineer. During that time, he focused his investments specifically on oil based commodities and oil field companies (Chevron, BP) because he had an insight and to a certain extent, insiders information on the trends of the fuel industry. He is now happily retired. He never put a single cent in other sectors or unit trusts.To summarise, diversification has worked for some investors including a prominent local millionaire. On the other hand, the greatest investor of all time plays down the value of diversification.Should you divest when investing?

The answer would depend on your knowledge of the asset in question, and how much time and effort you are willing to put in to studying the available options. If you’re like me and don’t have the time (the want rather) to put in the necessary effort, you would perhaps be better off investing your money in vehicles that do not require personal monitoring, while keeping what you have learned in mind when making those decisions.

Extract from http://www.ihateinsurancesalesman.com

2009-05-15T00:01:00.006+08:00

Something Interesting

Its not to one's surprise when many people think of this:

they think of this: the middle finger

And we all know why, most of you associate financial planning to pushy financial services consultant / insurance agents. There's always this preconceived notion that we are just trying to suck your money by peddling our products to you. We cant really blame you, neither can you really blame us.

Because some of us are trained in such a way that financial planning is all about recommending products to suit your financial needs / goals. Thats where our money come in, you see. The thing is, financial planning is totally not about that at all.I'll like to debunk this term 'financial planning' or at least taking away its negative connotation.

ITS NOT ALL ABOUT BUYING AND BUYING SOME INVESTMENT PRODUCT OR SOME SAVING PLANS OR SOME INSURANCE POLICIES TO MEET YOUR FINANCIAL GOALS OR WHAT.

I cannot emphasize this any further, financial planning doesnt start from your needs and wants. It starts from how much you have, how much you are currently spending, how much you are saving etc. In other words, it starts from your money cashflow management.I dont want to shamelessly promote my industry but I think financial planning or rather financial education is very very important. In fact I feel our schools are lacking in financial education (talking about Primary and Secondary).

We have sex education, what about money? What, the problem of unwanted pregnancies more prevailing than people on unpayable debts? Compare a young teenage parent to a bankrupt. If you have to choose, which you rather be?I'm not saying sex education is not important, I'm saying both are equally important. Look at today's financial crisis, if we are all equip with proper financial education from young, would we be in today's situation?

In fact if you learn a thing or two about financial education, not only you dont have to worry about your expenses, end of day when you retire, you'll be surprised the amount of savings you have :P I come to know of a mentor of mine who told me he actually got his HDB flat for free. I'm serious! Not that the government literally gave it to him for free, but with a little financial knowledge, he knew how to turn his asset to generate money for him. That money was used to offset his HDB installments. Eventually, is he paying for his HDB? Nope :)

If you are still skeptical about talking to an agent about learning financial knowledge, at least go and buy or borrow some books on it. Trust me it is really really useful! :)

P.S. Got this post from http://www.ihateinsurancesalesman.com

For friends, or someone who happen to read this blog, feeling like pointing a middle finger at me... stay tune to more... or u can just go to the website to read up yourself to understand the pain we go through.

2009-05-12T12:53:00.001+08:00

BBQ pics 09/05/09

Pioritize

2009-05-12T12:46:00.003+08:00

Pioritize your goals...
Im still quite stuck with the Urgent but not Important....
Its quite contradicting... haha... meaning you dont have integrity with your words by saying its urgent but at the same time not important...

ala carte

2009-05-07T09:55:00.002+08:00

http://www.cultureunplugged.com/play/1081/Chicken-a-la-Carte

watch this, tell me how u feel about yourself whenever u finish a meal....

i always had this "du lan ness" when ppl dun finish their food, and this is the reason why, watch it.

Scars

2009-05-04T09:57:00.001+08:00

SCARS

The wounds caused by cruelty
Of children to children
Create scars that last a lifetime.
I know - I still remember
Thirty-three years later.

How can a child exhibit
Utter innocence at one time
And calculate malice at another?

Where does the cruelty come from?
Is it inherent?
If so, can it be tempered?
Is it learned?
If so, can it be eliminated?

It's hard for children to endure
The wounds of humiliation.
It's hard for parents to help,
Since they frequently don't know.
Kids are too embarrassed to tell.
They often think they deserve what happened.
Thirty-three years have passed,
But I still haven't told my parents.

In junior high school I tried out for cheerleading;
I had been a cheerleader before.
For some reason - I never knew why -
The student body picked the cheerleaders that year.
For some reason - I never knew why -
The student body jeered me off the floor.
For some reason - I never knew why -
Some students asked, "Were you surprised by what happened?"
For some reason - I never knew why -
They laughed in my face as I choked back the tears.
For some reason - I never knew why -
I was too humiliated to tell my family.
I guess I thought they'd eventually find out -
Everyone else knew.
I'm sure everyone else soon forgot the incident -
But I didn't.
I'm sure everyone else thought it had been a joke -
But I didn't.
I'm sure no one else remembers the story -
But I do.

I learned from the humiliation
To try never to humiliate anyone.
I learned from the hostility
To try never to hate anyone.
I learned from the public jeering
To try never to publicly embarrass anyone.

Maybe the incident helped to develop character;
Maybe it's made me more sensitive;
Maybe I'm better off because it happened.

I didn't think so at the time.
What child could?

Author: Carole D. Bos, J.D.

best song in the world

2009-05-02T12:25:00.001+08:00

best inspiring song in the world

Time

2009-04-30T13:31:00.001+08:00

TIME

I saw a bouquet of dried roses today.
That made me think about time.
I realized the roses didn't bloom very long
That made me think about life.

I thought about how I look at my life
And how I think about time.
I've adopted a mindless lack of respect.
I don't care unless I'm far behind.

I wondered if the fragrance was strong
As the sun helped the buds come of age.
When the petals were fresh, did anyone see?
What if no one smelled them 'til now?

By the time I know what my life is about
Too many roses will die.
Other flowers will bloom once I'm gone.
How much will I miss until then?

It's true that fresh roses are here a short time.
It's true that my life is the same.
I struggle to find the essence of life
But distractions prevent many gains.

All of these years of mismanaged hours
As I studied time management books,
I frantically searched for what isn't there.
I have usually misunderstood.

I've thought about time as something to sell-
A commodity - not a true gift
I can give to me, to my family and friends.
But I've lost more than I ever sold!

After I saw the dried roses today
I thought about time's forward thrust
Its mechanical ticking of minutes and hours
Its swift, ineluctable span.

With its unceasing movement and unyielding force
Inexorably rushing ahead
Time holds my life, but I let the clock stop.
I think about what I have left.

Time is a gift, not something to sell.
It's mine to control as I choose.
I'm going forward now with strengthened resolve
And respect for what once I abused

Success

2009-04-29T17:06:00.000+08:00

SUCCESS

My friend asked me a question
I could not readily answer.

"Why do people who lie and cheat
Always seem to do better in life
Than people who try to do the right thing?"

A philosophical answer would not do;
She needed a practical response.

A theological answer would not do;
She already knew what that was.

We examined a specific case that troubled her.
An employee was told to fake product test results,
If he lied, people might be harmed.
He could not lie so he was fired.
Someone else faked the results;
The product was made.
The company is successful;
The former employee is bitter and destitute.

Her question to me:
"Why was evil rewarded and good punished?"

She wasn't satisfied with the standard answer:
"The case isn't over yet;
We don't know the final outcome."

It wasn't the final outcome she cared about.
"Why did doing the right thing
Produce such bad results?"
And more importantly,
"Why does that always seem to be the case?"

I couldn't give her a quick response
But her questions made me wonder.
Is apparent success true success?
Is it incorrect for me to think
That outward and inner success could be different?
Is it really true that the pain of doing right
Ultimately prevails over the ease of doing wrong?
How long will it take for the fired employee to believe
That what he did - in the end - was best for him?
What if he never believes that it was best?

I can listen to quick, standard answers:
Doing the right thing is always right.
Without suffering you can't experience true joy.
Striving is the essence of life.
You can only gain after you experience pain.
Everything always works out in the end.

Yes, I know that getting to the end that matters,
But how I get there matters most.

I have learned
The quick, standard answers are true
But they don't ease the day-to-day struggle.
They don't give me all the help I need to live my life,
For living life is no simple matter.

I'm just beginning to understand the adage
"Wisdom comes with age."
A successful life
Always incorporates good and evil,
And in the struggle
Sometimes evil seems to prevail.

But while I'm in the midst of the struggle
I cannot say that evil has won.
Only when I cross the bridge to the other side
Of the conflict can I call the results.
Only after I have experienced the entire event
Can I say which side has won.

That takes time -
Sometimes a lifetime.

quote of the day

2009-04-29T12:56:00.000+08:00

Human beings are seventy percent water, and with some the rest is collagen.

2009-03-31T13:13:00.001+08:00

"Joy lies in the fight, in the attempt, in the suffering involved, not in the victory itself."

2009-03-16T08:58:00.002+08:00

I have breakthrough the fear of standing in the crowd to talk... what most is i admit my mistakes that i did to my dear... landmark forum. it realli transform the way u think and the way you are...
U will see the way you transform by just attending the forum....
too much to share and it really transform my relationship with her to a whole new level by giving up my ego, temper, dominance....

Time to get started... Communication is always the key... My parents will be next.

2009-03-11T11:42:00.002+08:00

I may not be there yet, but I'm closer than I was yesterday...

Everytime When the world says, "Give up,"
Hope whispers to me, "Try it one more time."

This drives me on.... not only that...

They say behind every successful man's back there will be a woman...

But i'm not successful yet... im closer to it every day.... becos of
two women,

my beloved mum,
and my beloved wife to be...

when they are always behind me when im suffering and building my career,
they will be the women behind my back when my success eventually arrived.

The day will be soon come.... cos i believe it and i want it. not becos of me.
but becos for those ppl who look down on me... i want to prove them wrong...
I wana tell those ppl who look down on me... phil's success is not determined by your negative remarks and words....

is determined by those who trust me and believe in me...

My journey continue...

2009-03-09T11:00:00.001+08:00

crazy start to a day....

2009-03-06T22:42:00.002+08:00

Its been a near 2 mths stop of posting.
been a crazy 2 months....
heavy schedules...
no time for anything...
only time is night time when most ppl are sleeping.
everyday having 4 to 5 hrs of sleep...
This few days i have a crazy thought
and i nearly ruin my life if i have done it..
Crazy enough i need two days to shit out the thought.
Its a moment of craziness.
Just when i revert my right state of mind
i got a slap in my face
But im telling myself right now
everything is on track
as long as i dont go side ways
everything will be fine
Everyone is putting high hopes on me
Stress is draining in every sec of my life
With this, i always have thoughts that
if i failed, i owe them a lot...
but in fact the truth is...
i let myself down....
Its a new month.
things will always get better...

2009-01-12T00:03:00.002+08:00

The story of the Eagle

The eagle has the longest life-span of its’ species
It can live up to 70 years
But to reach this age,
the eagle must make a hard decision.
Its’ long and flexible talons can no longer
grab prey which serves as food
Its’ long and sharp beak becomes bent
Its’ old-aged and heavy wings,
due to their thick feathers,
become stuck to its’ chest and
make it difficult to fly.
Then, the eagle is left with only two options:
die
or go through a painful process of change which lasts 150 days.
The process requires that the eagle fly
to a mountain top and sit on its’ nest.
There the eagle knocks its’ beak against
a rock until it plucks it out.
After plucking it out, the eagle will wait for
a new beak to grow back and then it will pluck out its’ talons.
When its’ new talons grow back,
the eagle starts plucking its’ old-aged feathers.
And after five months, the eagle takes its’ famous
flight of rebirth and lives for 30 more years

Why is change needed?
Many times, in order to survive
we have to start a change process.
We sometimes need
to get rid of old memories,
habits and other past traditions.
Only freed from past burdens,
can we take advantage of the present.

Do it today, my dear friends...

2009-01-08T19:29:00.002+08:00

Develop the winning edge

One of the most important concepts in peak performance is the "Winning Edge" Concept. This concept explains success and failure. It states:

Small differences in abilities can lead to enormous differences in results.

1. Hope
- Without hope we perish.
- Story
Two men were staying in the hospital, one staying beside the window, another bed ridden. Everyday, without fail, the man beside the window will tell the bed ridden man how nice the view is. Explaining in details of the scenes.
Two months later, the man beside the window past away. His body was carried away, the bed ridden guy requested to sleep beside the window, he tried very hard to stand and look out of the window, too his dismay, he just see a blank wall... He asked the nurse why the man keep telling him how nice the view is. The nurse replied the man who just pass away is a blind man, he just want to cheer you up.
-Hope is the beginning of success

2. Actions
- Attractive
- Success is something you attract.
- Positive attitide
- We are what we are most of the time.
- Associate with successful ppl.

3. Commitment
- Create a opprtunity
- Manage your state ( tone, Body, Words)
- Never become a prisoner of your comfort zone

4. Dare
5. Find a Way
-Ppl say no way = game over
-Smile in the face of adversity
-I'm tough
-I'm bigger than any problem

6. Goals
-Set your goal now.
- RPM, know wat results you want, purpose and massive action

7. Emotions
- Happy about?
- Grateful about?

8. Imagine
- See in your mind's eyes
- See the end of everything.

9. Believe
-Believe in yourself
-When i say i believe it is wrong, you must believe it before you see.
- You are in charge, you are the captain/

2009-01-08T10:06:00.002+08:00

In economic crisis state now, you will start to get worry about financially, career, relationship. Everything suddenly stress u up... but why stand around and worry and not doing anything about it?

There's used to be two hunters, Bob and Ray who wanted to hunt a tiger in a forest. However after several hours, they still could not find it. So they decided to take a rest under a tree. Unexpectedly, the tiger emerged from behind. It caught them in surprised, they could not equip their weapons on time, so they ran as fast as they could to escape...

While escaping, Bob asked Ray: "how can we possible to run faster than the tiger?"

Ray replied, "yeah i know, but i just need to run faster than you to survive."

Whats the moral of the story? Tiger is the recession now, Everyone is affected, thinking its impossible to have a good life during this period of time. But you just have to be the one think out of the box and get moving. You will see the difference.

2009-01-08T09:59:00.001+08:00

Dear friend,

This special report is written on the request of some of you. With the current interest & concerns on Spinal Muscular Atrophy, an illness which actor Chew Chor Meng had been diagnosed with, I hope this article will enhance your understanding on the illness, and how your insurance with work in this scenario.

Part 1: Understanding Muscular Atrophy

Muscular Atrophy is a genetic disease which affects the part of your nervous system that controls voluntary muscle movements. It is also known as Kennedy's disease, named after Dr. William R. Kennedy.

It is currently incurable, and affects on average 1 in 40,000 people. Muscular Atrophy is a progressive disease, because the condition tends to worsen gradually over the years. Men will usually develop the symptoms, while women tend to be the carriers. Symptoms usually appear between ages 30-50, but may affect the younger as well.

The sufferings include twitching, tremors, muscle cramps, progressive weakness and wasting in the legs, trunks, arms, shoulder, neck and face. These result in affecting one's speech, swallowing and movements, which finally will likely cause one to rely on the wheelchair or be permanently bed-ridden.

Part 2: Key Concerns of a Muscular Atrophy Patient

While this disease is incurable, it does not result in death. To me, the below would be the key concerns which have to be managed. While emotional & family support is important, I will keep this focused on the health and financial aspect.

- Loss of income due to the inability to travel or perform basic task

- High medical bills in hospital treatment and long term medical bills

- Cost of home nursing care, maid employment, health supplements, medications, aids

- Daily expenses especially since men are likely to be the main bread-winner

- Important expenses (e.g. children's university, home mortgage loan etc)

- Home renovation to become wheelchair friendly (e.g. toilet, steps, walking support bars etc)

Part 3: How will my Insurance Claims Work Here?

From the above concerns, the related insurance that is required will be:

1.) Total Permanent Disability (TPD) insurance

2.) 30 Critical Illness (CI) insurance (yes, Muscular Atrophy is one of the 30 illnesses)

3.) Income replacement (IR) insurance

4.) Hospitalisation insurance

Most of us will already have TPD coverage in our life insurance plans, while CI is usually added as a rider to the main plan. Let's assume you have $120,000 TPD cover, and a $50,000 CI rider attached to it.

Upon a doctor's diagnosis of the muscular atrophy, we should be able to obtain the claim of $50,000 first from the CI rider. After which, the main plan would be left with $70,000 for future claims due to either death or TPD.

So when can we claim the $70,000 for TPD? As the patient's condition worsens progressive, he can claim for TPD when he is unable to perform (aided or unaided) at least 3 of the "Activities of Daily Living" for a continuous 6 months. The ADLs includes WASHING, DRESSING, TRANSFERRING, MOBILITY, TOILETING & FEEDING. Once the $70,000 is claimed, the plan lapses.

Seperately, the income replacement insurance will be activated to provide for a continuous source of financial inflow, while your hospital plan can be used to cover for the immediate and future treatment needs which requires hospitalization. However, do note that the above is for your general reference only, as plans from various insurers may work differently.

Part 4: How much Insurance should I Need?

As most of us would already have some amount of insurance, the question then is – how much is enough? Let's take for example, a sole bread-winner age 40, and lives till 70. Normally, his family expenses amount to $2,500 monthly. Here, we need to round up a bit for additional home care needs.

New monthly expenses = S$3,000

No. of Years required = 30 years or 360 months

Total amount required = 360 months x S$3,000 = $1.08 million

It seems a lot, but note we have not taken into account a few factors, such as the spouse going back to work, inflation, thriftier spending habits and current savings etc. You can either insure yourself up to the $1.08million, or simply use an income replacement insurance that pays you S$3,000 a month.

For hospital insurance, do make sure your current plan (using medisave) is "As Charged", covers till age 100 and also check that you have the rider (using cash) to cover for the co-insurance & deductibles portion that is not covered by the medisave plan. DO NOT rely on company insurance, because you will not likely have a job here! The hospital plan is a key part as it helps you retain your cash for your family's own use, and not use it to pay any present or future hospital bills.

Part 5: What Can I Do Now?

My recommendation is simply to do a review on your current insurance plans, to see if you have the adequate amount of coverage in the right areas. Also check on your existing Shield plans to make sure that it is the latest "As Charged" version.

If you are interested to understand more or do a solid review to give you the peace of mind, simply reply this email and I will get back a.s.a.p to you. Thank you, and I hope you will find the above a useful read.

2009-01-08T01:46:00.003+08:00

Story of the day

Tijn Touber
This article appeared in Ode issue: 29

Cardiologist Pim van Lommel did a monumental study of near-death experiences?which raises fascinating questions about life after death, DNA, the collective unconscious, and everyone?s karma.

When the The Lancet published his study of near-death experiences, Dutch cardiologist Pim van Lommel couldn?t have known it would make him into one of the world?s most-talked-about scientists. It seems everyone wants to know about the man who managed to get his study of this controversial topic published in one of the leading journals of medical research. Yet it?s not really surprising that its publication in 2001 created a stir. Never before had such a systematic study been conducted into the experiences of people who were declared dead and then came back to life. And never before have we seen such a clear illustration of how these people?s stories could affect our way of thinking about life and death.

Van Lommel, 63, isn?t one to seek name and fame. On this lovely summer day in his garden near the Dutch city of Arnhem, he displays more interest in what?s going on at Ode magazine than in his own story. That same deep curiosity was at work 35 years ago when Van Lommel, working as a physician?s assistant in a hospital, listened intently to a patient talk about her near-death experience. He was immediately fascinated. But it wasn?t until years later, as he read the book Return from Tomorrow in which the American doctor George Ritchie describes his own near-death experience in detail, that Van Lommel wondered if there were many other people who had undergone similar experiences.

Van Lommel decided from then on to ask all his patients whether they remembered anything that had happened during their cardiac arrests. ?The answer was usually ?no? but sometimes ?why?? When I heard the latter, I extended the office visit.? Over two years he heard stories from 12 patients and his scientific curiosity was piqued. Those stories were the beginning of a years-long study.

I was looking down at my own body from up above and saw doctors and nurses fighting for my life. I could hear what they were saying. Then I got a warm feeling and I was in a tunnel. At the end of that tunnel was a bright, warm, white, vibrating light. It was beautiful. It gave me a feeling of peace and confidence. I floated towards it. The warm feeling became stronger and stronger. I felt at home, loved, nearly ecstatic. I saw my life flash before me. Suddenly I felt the pain of the accident once again and shot back into my body. I was furious that the doctors had brought me back.

Just about every description of a near-death experience is this beautiful. People feel connected and supported. They grasp how the universe works. They experience unconditional love. They feel free of the pressing concerns of earthly existence. Who wouldn?t want such an experience? ?It sounds fantastic, doesn?t it?? Van Lommel laughs. ?But it?s not always easy to deal with. When people come back, they often have the feeling they?re being imprisoned. And it can take years before they are able or have the courage to integrate the insights they?ve gained into their everyday life.?

Still, a majority of people who have had a near-death experience describe it as magnificent and say it enriched their lives. Van Lommel explains, ?The most important thing people are left with is that they are no longer afraid of death. This is because they have experienced that their consciousness lives on, that there is continuity. Their life and their identity don?t end when the body dies. They simply have the feeling they?re taking off their coat.?

That may sound like it?s coming from someone who?s spent a little too much time hanging around New Age bookstores. But from what Van Lommel has seen, near-death experiences are not at all limited to members of the ?spiritual? community. They are just as prevalent among people who were extremely skeptical about the topic beforehand.

I became ?detached? from the body and hovered within and around it. It was possible to see the surrounding bedroom and my body even though my eyes were closed. I was suddenly able to ?think? hundreds or thousands of times faster?and with greater clarity?than is humanly normal or possible. At this point I realized and accepted that I had died. It was time to move on. It was a feeling of total peace?completely without fear or pain, and didn?t involve any emotions at all.

The most remarkable thing, Van Lommel says, is that his patients have such consciousness-expanding experiences while their brains register no activity. But that?s impossible, according to the current level of medical knowledge. Because most scientists believe that consciousness occurs in the brain, this creates a mystery: How can people experience consciousness while they are unconscious during a cardiac arrest (a clinical death)?

After all those years of intensive study, Van Lommel still speaks with reverence about the miracle of the near-death experience. ?At that moment these people are not only conscious; their consciousness is even more expansive than ever. They can think extremely clearly, have memories going back to their earliest childhood and experience an intense connection with everything and everyone around them. And yet the brain shows no activity at all!?

This has raised a number of large questions for Van Lommel: ?What is consciousness and where is it located? What is my identity? Who is doing the observing when I see my body down there on the operating table? What is life? What is death??

The body I observed laying in bed was mine, but I knew it wasn?t time to leave. My time on earth wasn?t up yet; there was still a purpose.

In order to convince his colleagues of the validity of these new insights, Van Lommel first had to demonstrate that this expansion of the consciousness occurred, in fact, during the period of brain death. It was not difficult to prove. Patients were often able to describe precisely what had happened during their cardiac arrest. They knew, for example, exactly where the nurse put their dentures or what doctors and family members had said. How would someone whose brain wasn?t active know these things?

Nevertheless, some scientists continue to assert that these experiences must happen at a time when there is still some brain function going on. Van Lommel is crystal clear in his response: ?When the heart stops beating, blood flow stops within a second. Then, 6.5 seconds later, EEG activity starts to change due to the shortage of oxygen. After 15 seconds there is a straight, flat line and the electrical activity in the cerebral cortex has disappeared completely. We cannot measure the brain stem, but testing on animals has demonstrated that activity has ceased there as well.

Moreover, you can prove that the brain stem is no longer functioning because it regulates our basic reflexes, such as the pupil response and swallowing reflex, which no longer respond. So you can easily stick a tube down someone?s throat. The respiratory centre also shuts down. If the individual is not reanimated within five to 10 minutes, their brain cells are irreversibly damaged.? He is aware that his findings on consciousness fly in face of orthodox scientific thinking. It is remarkable that an authoritative science journal like The Lancet was willing to publish his article. But it wasn?t without a struggle. Van Lommel recalls with a smile, ?It took months before I got the green light. And then they suddenly wanted it finished, within a day.?

Van Lommel?s work raises profound questions about what ?death? actually means: ?Up to now, ?death? simply meant the end of consciousness, of identity, of life,? he notes. But his study topples that concept, along with the prevailing medical myths about who has near-death experiences. ?In the past, these experiences were attributed to physiological, psychological, pharmacological or religious reasons. So to a shortage of oxygen, the release of endorphins, receptor blockages, fear of death, hallucinations, religious expectations or a combination of all these factors. But our research indicates that none of these factors determine whether or not someone has a near-death experience.?

This experience is a blessing for me, for now I know for sure that body and soul are separated, and that there is life after death. It has convinced me that consciousness lives on beyond the grave. Death is not death, but another form of life.

Van Lommel contends that the brain does not produce consciousness or store memories. He points out that American computer science expert Simon Berkovich and Dutch brain researcher Herms Romijn, working independently of one another, came to the same conclusion: that it is impossible for the brain to store everything you think and experience in your life. This would require a processing speed of 1024 bits per second. Simply watching an hour of television would already be too much for our brains. ?If you want to store that amount of information?along with the associative thoughts produced?your brain would be pretty much full,? Van Lommel says. ?Anatomically and functionally, it is simply impossible for the brain to have this level of speed.?

So this would mean that the brain is actually a receiver and transmitter of information. ?You could compare the brain to a television set that tunes into specific electromagnetic waves and converts them into image and sound.

?Our waking consciousness, the consciousness we have during our daily activities,? Van Lommel continues, ?reduces all the information there is to a single truth that we experience as ?reality.? During near-death experiences, however, people are not limited to their bodies or their waking consciousness, which means they experience many more realities.?

This explains why people who have a near-death experience sometimes have great difficulty functioning in their daily lives afterwards. They retain the sensitivity that enables them to tune into different channels simultaneously, making a cocktail party or bus ride an overwhelming experience as all the information from people around them comes in on all channels.

I saw a man who looked at me lovingly, but whom I did not know. At my mother?s deathbed, she confessed to me that I had been borne out of an extramarital relationship, my father being a Jewish man who had been deported and killed during the Second World War, and my mother showed me his picture. The unknown man that I had seen years before during my near-death experience turned out to be my biological father.

According to Van Lommel, near-death experiences can only be explained if you assume that consciousness, along with all our experiences and memories, is located outside the brain. When asked where that consciousness is located, Van Lommel can only speculate. ?I suspect there is a dimension where this information is stored?a kind of collective consciousness we tune into to gain access to our identity and our memories.?

By means of this collective information field, we are not only connected to our own information, but also that of others and even the information from the past and future. ?There are people who see the future during a near-death experience,? Van Lommel says. ?For example, there was a man who saw his future family. Years later, he found himself in a situation he had already seen during his near-death experience. I suspect this is also the way d?j? vu works.? According to Van Lommel?s research, during a near-death experience, people can also make contact with the dead, even if they don?t know them.

But how does the brain ?know? what information to tune into? How can someone tune into his own memories and not those of other people? Van Lommel?s answer is surprisingly short and simple: ?DNA. And primarily the so-called ?junk DNA,? which accounts for around 95 percent of the total, whose function we don?t understand.? He suspects that the DNA, unique to every person and every organism, works like a receptor mechanism, a kind of simultaneous translator between the information fields and the organism.

The idea that DNA works as a receptor mechanism to attune people to their specific consciousness fields sheds new light on the discussion of organ transplantation. Imagine you get a new heart. The DNA of that heart will gear itself to the consciousness field of the donor, not the recipient. Does this mean you suddenly get different information? Yes, Van Lommel says: ?There are stories of people who developed radically different desires and lifestyles after an organ transplant. For example, there?s a story of a ballet dancer who suddenly wanted to drive a motorcycle and eat junk food.?

I perceived not only what I had done, but even in what way it had influenced others.

The clich? is true: People see their lives flash before them at the time of death. And people gain insight into the consequences of their actions. They might see themselves as at 4 years old, taking away their sister?s toys, and feel her pain. Van Lommel comments, ?At that moment it?s as if you have the thoughts of someone else inside you. You are given insight into the impact of your thoughts, words and deeds on yourself and others. So it appears that every thought we have is a form of energy that continues to exist forever.?

People who have experienced such a ?life review? say it?s not so much about what you do as the intention behind it. ?It is extremely intense to experience that everything that goes around comes around.? Van Lommel leans forward to be sure his words come across. ?No one avoids the consequences of their thoughts. That?s very confrontational. Some people discover there?s something they can never put right. Others come back and immediately start calling people to apologize for something they did 20 years ago.?

So is there a Last Judgment after all? Van Lommel is clear: ?Absolutely not. No one is judged. It?s an insight experience. Most people go through this flashback in the presence of a being made of light.
That being is entirely loving, absolutely accepting, without judgment, but has complete insight. The flashback changes people?s understanding of life. They adopt other values. They feel they are one with nature and the planet. There is no longer any difference between themselves and others. It?s not about power, appearance, nice cars, clothes, a young body. It?s about completely different things: love for yourself, for nature, for your fellow human beings. The message is as old as time, but now they?ve experienced it themselves and they have to live by it.?

Then, after a short silence, he says, thoughtfully: ?It?s almost scary to realize that every thought has a consequence. If you let that sink in?every thought we have, positive or negative, has an impact on us, each other and nature.?

Do you have to nearly die to learn these life lessons? No, says Van Lommel, who has never had a near-death experience himself. Thanks to his research, he learned so many valuable lessons that he decided to abandon his career in cardiology in 1992 and dedicate himself fully to further research, publishing and lecturing on the subject of near-death experiences. He founded the Merkawah Foundation in the Hague, the Dutch department for the International Association for Near-Death Studies, which offers information and guidance to Dutch people who have had near-death experiences.

?Working with it and being open to it have changed my life,? Van Lommel says. ?I now see that everything stems from consciousness. I better understand that you create your own reality based on the consciousness you have and the intention from which you live. I understand that consciousness is the basis of life, and that life is principally about compassion, empathy and love.?

2009-01-08T01:41:00.006+08:00

Home hamsters gave birth to 3 cubs

2009-01-06T23:41:00.007+08:00

New Year Eve Countdown and Genting Trip

2009-01-05T15:03:00.002+08:00

Year 2008 has come to an end... over past 5 days not in sg, year 2009 will be a challenging one. but i will acheive what i want to acheive. becos the time is nearer and nearer. i cant afford to lose any more time, went genting with my branch ppl and colleagues, brought my pig along. been a short trip... and its the first time i went genting wifout going to the theme park becos of the mist or fog whichever u call it... i cant see anything after 50m. its like 13 and 14 degree... spend most of the time in casino most of the time. Lost money and win money but ultimately i lost more. lazy to upload the pics... but will in time to come when get the whole collection. 2009... lets start the journey.

2008-12-05T00:33:00.004+08:00

post deleted

Negative stuff shall be erased

Gathering Wedding dinner's songs playlist...

Help... thx... ha.

1)Tonight I celebrate my love for you - Peabo Bryson ***
2)Always - Alantic Starr ***
3)I do Cherish you - 98 degrees ***
4)From this moment on- Shain Twain (dont know how to spell) ***
5)So Beautiful - Chris De Burgh ***
6)Forever in love - A1 ***
7)Forver in love - Kenny G ***
8)The Moment - Kenny G ***
9)Faithfully- Journey
10)My Valentine- Martina McBride ***
11)Power of Love- Celine Dion
12)I Cross My Heart- George Strait
13)That's the way it is - Celine Dion (Recommended From Hon wei, thx)
14)On this Day - David Pomeranz ***
15)Born for you - David Pomeranz ***
16)Till death do us apart - White Lion
17)Now and Forever - Richard Marx
18)From here to Eternity - Michael Peterson
19)Continuing..Keep the list going...

2008-12-02T07:37:00.002+08:00

"People often say that motivation doesn't last. Well, neither does bathing - that's why we recommend it daily"

How true, when your motivation ends... You stinks. Motivate yourself daily, thats the energy you can ever give yourself... if u cant even create tat inner energy, who else can give you that? You need to be spirtiually, mentally, physically and financially strong, to keep your motivation going. There no fix steps on how to go about it. Some ppl tends to be more spiritual, some mental is stronger, some even born financially strong, however, kip it a balance.... having only one of the attributes wont take you anywhere... Change your thinking and get rolling. Everyone control their own fate in their hands. Cos you are able to change the situations and things to happen that you are doing. It wont happen when your mind starts to doubt your own actions. So motivation comes in to play, find your driving force that keep you on track to your goals.

2008-11-28T12:34:00.002+08:00

"You are the only person on earth who can use your ability.”

Whats your ability? Not a lot of ppl know their own ability, Find it, Spot it. How? through lots and lots of failures. Do you feel you failed a lot in your lifetime? How do you face it? live on with it? get on with it? You can decide yourself which path you wana go. A lot of ppl will admire other ppl ability, how good, david beckham took his free kicks. Humans like to admire, some will get jealous of other's ability. Thats the reason why ppl slow down or even give up on searching for the ability. Some will say its talent, yes true to a certain extend, but no one is born knowing how to talk. Its takes lot of time to train yourself, Practice, Doing, to make it happen. Start today, you will never be the same again. Believe in yourself.

2008-11-26T21:40:00.002+08:00

Bad times of my life...
I m trying to see it as a challenge now.
Colleagues performing better than me...
Im lagging behind.
I need to do something about it...
Becos i dont like to lose.
I dont like feeling of losing.
Something have to be done.
I need to do something.
Something is slowing me down.
Its within myself.
Its afterall a mental block.
Need to do something now..
Now.
Regaining Focus...
Regaining momemtum..
Regaining my composure...
Reborn...

2008-11-25T12:11:00.003+08:00

Quotes of the day

1. It's a funny thing about life; if you refuse to accept anything but the best, you very often get it. Because we accept what we are in the comfort zone but refuse to go the extra mile to get what we want. thats why we always find things that we feel are not good happening to us. cos our mind told us its not good. Its all in the mind.

2. They always say time changes things, but you actually have to change them yourself. arent it true? if u sit there and think about it and no action, will things change? the answer is no. its just an excuse when ppl say no time and busy, to avoid the subject or gathering or to acheive something. becos the subject and gathering didnt meant any importance to them. thats why. humans work wats most importance to them at the moment first. Unless, they are very disipline in their daily activities.

3. Someone's boring me. I think it's me. What interest you? because your mind tell u its interesting. what bores u? your mind tell you so... Its a sad thing that a lot of ppl do not see that we can control our mind but we let the mind do all the thinking and lose out the wonderful things in the world tat all can acheive.

4. The penalty for success is to be bored by the people who used to snub you. Nice one.... Best quote... if u understand... if u dun understand, meaning you didnt face enough rejections in your life.

5. Slap this to your face.... Everyone faces it. If you can solve your problem, then what is the need of worrying? If you cannot solve it, then what is the use of worrying?

6. We have been taught to believe that negative equals realistic and positive equals unrealistic. How true... How many of u are feeling positive all the time... cos we always see it so far fetched.

2008-11-17T11:40:00.000+08:00

Are You a Bucket-Filler or a Dipper?

You have heard of the cup that overflowed. This is a story of a bucket that is like the cup, only larger, it is an invisible bucket. Everyone has one. It determines how we feel about ourselves, about others, and how we get along with people. Have you ever experienced a series of very favorable things which made you want to be good to people for a week? At that time, your bucket was full.

A bucket can be filled by a lot of things that happen. When a person speaks to you, recognizing you as a human being, your bucket is filled a little. Even more if he calls you by name, especially if it is the name you like to be called. If he compliments you on your dress or on a job well done, the level in your bucket goes up still higher. There must be a million ways to raise the level in another's bucket. Writing a friendly letter, remembering something that is special to him, knowing the names of his children, expressing sympathy for his loss, giving him a hand when his work is heavy, taking time for conversation, or, perhaps more important, listing to him.

When one's bucket is full of this emotional support, one can express warmth and friendliness to people. But, remember, this is a theory about a bucket and a dipper. Other people have dippers and they can get their dippers in your bucket. This, too, can be done in a million ways.

Lets say I am at a dinner and inadvertently upset a glass of thick, sticky chocolate milk that spills over the table cloth, on a lady's skirt, down onto the carpet. I am embarrassed. "Bright Eyes" across the table says, "You upset that glass of chocolate milk." I made a mistake, I know I did, and then he told me about it! He got his dipper in my bucket! Think of the times a person makes a mistake, feels terrible about it, only to have someone tell him about the known mistake ("Red pencil" mentality!)

Buckets are filled and buckets are emptied ? emptied many times because people don't really think about what are doing. When a person's bucket is emptied, he is very different than when it is full. You say to a person whose bucket is empty, "That is a pretty tie you have," and he may reply in a very irritated, defensive manner.

Although there is a limit to such an analogy, there are people who seem to have holes in their buckets. When a person has a hole in his bucket, he irritates lots of people by trying to get his dipper in their buckets. This is when he really needs somebody to pour it in his bucket because he keeps losing.

The story of our lives is the interplay of the bucket and the dipper. Everyone has both. The unyielding secret of the bucket and the dipper is that when you fill another's bucket it does not take anything out of your own bucket. The level in our own bucket gets higher when we fill another's, and, on the other hand, when we dip into another's bucket we do not fill our own ... we lose a little.

For a variety of reasons, people hesitate filling the bucket of another and consequently do not experience the fun, joy, happiness, fulfillment, and satisfaction connected with making another person happy. Some reasons for this hesitancy are that people think it sounds "fakey," or the other person will be suspicious of the motive, or it is "brown-nosing."

Therefore, let us put aside our dipper and resolve to touch someone's life in order to fill their bucket.

2008-11-15T01:36:00.004+08:00

Gathering Wedding dinner's songs playlist...

Help... thx... ha.

1)Tonight I celebrate my love for you - Peabo Bryson ***
2)Always - Alantic Starr ***
3)I do Cherish you - 98 degrees ***
4)From this moment on- Shain Twain (dont know how to spell) ***
5)So Beautiful - Chris De Burgh ***
6)Forever in love - A1 ***
7)Forver in love - Kenny G ***
8)The Moment - Kenny G ***
9)Faithfully- Journey
10)My Valentine- Martina McBride ***
11)Power of Love- Celine Dion
12)I Cross My Heart- George Strait
13)That's the way it is - Celine Dion (Recommended From Hon wei, thx)
14)On this Day - David Pomeranz ***
15)Born for you - David Pomeranz ***
16)Till death do us apart - White Lion
17)Now and Forever - Richard Marx
18)From here to Eternity - Michael Peterson
19)Continuing..Keep the list going...

2008-11-08T23:02:00.002+08:00

是累了吗？
是借口吗？
一首歌
不断的
一直在我脑海里
播放着

“你的回话凌乱着
在这个时刻
我想起喷泉旁的白鸽“

第一次在列车上
一个人哭着
眼泪忽然流下

“甜蜜散落了
情绪莫名的拉扯
我还爱你呢
而你断断续续唱着歌
假装没事了"

wat can i do more
wat can i say more
watever i have done
watever i have said
all dosen seems to work well

"时间过了走了
爱情面临选择
你冷了倦了我哭了
离开时的不快乐
你用卡片手写着
有些爱只给到这
真的痛了"

i haf to keep a balance in my life
im stuck in the middle
i did my best
somewat it dosent work out well
wat can i do more
wat can i say more
the minds dosent seems to click
hearts seem to fade away
wat did i do wrong

"开心与不开心一一细数着
你再不舍
那些爱过的感觉都太深刻
我都还记得"

i just realise maybe all the while
im trying so hard...
in the wrong way
maybe i shdnt have plan so far ahead
and now find myself stuck in the middle of nowhere
i did my best
i tried my best to the best bf
for u
for our future

"怎么了我累了
你不等了
说好的幸福呢
我错了泪干了
放手了后悔了
只是回忆的音乐盒还旋转着
要怎么停呢“

the time i walk away
my heart and soul wasnt wif me anymore
i dont feel like im alive
suddenly i feel so helpless in my life
in the moments full of optimism...
i realise... im the one causing all the problems
i was plunged into the realms of maze
where am i
the love ones i treasure so much
i tried all my means to make everyone happy
but
in the end i make everyone unhappy
in the end I gave the worst for everyone
what am i doing
What should I do next?

2008-10-29T22:45:00.005+08:00

Ignored the words inside.... ignore the political content.... Cos i personally believe without the government efforts till date... we will not be where we are standing today... All faults lie within us... When ppl are winning money... they take everything for granted... ppl lose money... or have to pay extra... blame government... Ppl dont look into oneself... thats very sad... always pushing the blame to others. Ok now... Just look at the those old ppl begging for money... and some picking up cans... looking for foods in the rubbish dumps.... how do u feel? Dont you feel for them? Some might have no choice... some may be their children do not take care of them... some might just be lazy to look for job.... but wats causes all these to happen? Poor financial planning....

Video link from youtube

This song from Money not enough 2.... Is exactly what i wanted to say... our mother... Is simply irreplacable... think abt wat u did to her... reflect... is there anything u reali wana say to her but do not have the courage to do so? or maybe... becos of some minor issues and get into disputes? Think....

Translate

从小时候你来疼
把他当做心肝疼到命命
为了今日健康长大
你的一生用性命来博
是按纸当今你吖睡处穿吃
没人要管你是死是活
一世人甘苦没人说感谢
嘛无人来卡你看
原来mother你只是一个名
你那会安妮歹命
原来mother你只是一个名
你疼透的心肝仔
为何将你踢来踢去
你是不要的东西

For those who got gf, bf or husband or wife... this song.... how do u treat them? think today.... if today u gona lose them... wat will be your world be like.... Think.... Reflect.... another song from money not enough 2

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有一日咱若老　找无人甲咱友孝　我会陪你坐惦椅寮　听你讲少年的时阵　你有外摮吃好吃丑无计较　怨天怨地嘛袂晓　你的手我会甲你牵条条　因为我是你的家后阮将青春嫁置恁兜　阮对少年跟你跟甲老人情世事已经看透透　有啥人比你卡重要阮的一生献乎恁兜　才知幸福是吵吵闹闹等待返去的时阵若到　我会让你先走因为我会呒甘　放你为我目屎流有一日咱若老　有媳妇子儿友孝　你若无聊拿咱的相片　看卡早结婚的时阵　你外缘投穿好穿丑无计较　怪东怪西嘛袂晓你的心我会永远记条条　因为我是你的家后阮将青春嫁置恁兜　阮对少年就跟你跟甲老人情世事嘛已经看透透　有啥人比你卡重要阮的一生献乎恁兜　才知幸福是吵吵闹闹等待返去的时阵若到　你着让我先走因为我会呒甘　看你为我目屎流

Another sad scene which i personally cried 4 time even after watching for four times... cos i always related myself to shows... Think abt it... its a very classic choice.. If u think abt it... if u are in the shoes... what will you do... of cos at the scene... to think logically... most humans will give to the young 1.... but think further... ther will only be one mother in your lifetime... a child you can have another one... but the decision is very hard... i cry becos... the act of the mum... im imagine tat lday lying there is my mum... and i happen to witness this... tats why i cry everytime i watch it...

So much of this....
Lets enjoy this scene from money not enough 2....

LOL

2008-10-28T08:19:00.002+08:00

An hour of my time cost 21 bucks considering 5 days and 9 hours per week and day respectively...

Im slacking already.... bucking up on my momentum. Signed a Wedding Package already... already put down the deposit... cant afford to wait anymore.... need to run faster...

2008-10-14T11:28:00.000+08:00

Mind's Power Unleashed @ Yahoo! Video

2008-09-25T23:18:00.004+08:00

Devoted to you

Being busy building a career of my own...
Somehow theres this power and driving force is pushing me on.
And there you are, my dear little devil...

Always quiet, Always irritating
Yet full of encouragement
Yet full of love

Whenever Im at my temper peak
You are there to tune it down

Whenever my male chauvinist attitude arises
Your little Devil tail will caress me

Whenever we come into dispute
We will always work things out....

29months of time, sounds so long yet time flies
Im feel bliss to have found u.

Without your irritatingness and your disturbance
I wont be who i am today

I wont have so many goals to acheive on hand
I wont be so optimistic
I wont change my mindset

I will still be the
rotten and pessimistic phil of the past
if u never appear in my life

Sounds gross but i still wana say this,
Even if one day, u and i got seperate in the dark
and when ppl say there isnt any way to find a way back
With that in mind
i will paint the darkness full of colors
and that will eventually join us back
Ppl say dont make promises,
Im not making any promises,
But Im stating a fact that only u and i can prove it
you know what i mean...
1000 of days left.... its not long.... i will do it.
I love you.

Friends???

Having seen a lot of so called good and true friends in the past
now seems like onli some are so called real and true friends.

When those friends you regard as true friends
it turn out they are just a passerby
Sad to say, its parts and parcels of life
Sad to say too, I can use my own two hands,
in short, 10 fingers to calculate
how many real and true friends i really have now

Its a good exposure,
When i came into this trade,
I already have this in mind,
A lot of friends will just avoid me
But i tell myself this,
If i dont know the true colors today,
will it be too late tomorrow?

It comes to a time like now,
when even a 6 years friend, knowing that I'm in this trade,
Literally disappear from my life,
When modern technology such as Sms, email, Calls, Msn
All unreachable... how wud u feel?

Is being an financial planner like a pest?
Asking to meet up to share will be seems impossible...

Avoidance, Excuses, not knowing how to reject, Drag time, White Lies etc etc

All the "reasons" my friends give, i can accept because i know what im doing.
I wont take rejections personally becos i believe a lot of ppl simply dont know and understand financial planning and dont see it seriously.

If my real life story cant convince my so called "true friends" or "friends" to meet me up. I will simply say.... the trust is just not there... simple as that

I wud like to thank those true friends who meet me up... regards to those who have trusted my planning and pick up planning and those who give me a chance to meet u. and those who willingly to listen to me... I will appreciate it a lot... becos its what i call true friends....

Dont be surprised if one day if u see my name blinking on your mobile.
Pick it up... or reject it.... its really up to you.
If Being a professional financial planner is a pest career to you
Or simply its just a career tat sells
its becos of bandwagon effect.

If you dont respect my career in Manulife Financial
do respect my neighbour AIA planners out there.
Dont badmouth them, dont pull their clients over. Its unethical.
If you all have friends holding AIA policies, DONT CANCEL IT AND DONT SURRENDER IT
Spread this message across... benefit your love ones

Remember buying Insurance is not just for the sake of buying
Its what you can leave behind for your love ones
Its a responsibility

Im glad that in this career, i discover true friends...

2008-09-16T09:06:00.004+08:00

Master this, you will never fail in life... All the essences of success is here... need some more time to type out... so.... here is part of it...

Winners don’t do different things , they do things differently

There was a man who made a living selling balloons at a fair. He had all colors of
balloons, including red, yellow, blue, and green. Whenever business was slow, he would
release a helium-filled balloon into the air and when the children saw it go up, they all
wanted to buy one. They would come up to him, buy a balloon, and his sales would go up
again. He continued this process all day. One day, he felt someone tugging at his jacket.
He turned around and saw a little boy who asked, "If you release a black balloon, would
that also fly?" Moved by the boy's concern, the man replied with empathy, "Son, it is not
the color of the balloon, it is what is inside that makes it go up."
The same thing applies to our lives. It is what is inside that counts. The thing inside of us
that makes us go up is our attitude.
Have you ever wondered why some individuals, organizations, or countries are more
successful than others?
It is not a secret. These people simply think and act more effectively. They have learned
how to do so by investing in the most valuable asset--people. I believe that the success
of an individual, organization or country, depends on the quality of their people.

Someone once approached Blaise Pascal, the famous French philosopher and said, "If I
had your brains, I would be a better person." Pascal replied, "Be a better person and you
will have my brains."

The Calgary Tower stands at 190.8 meters. The total weight of the tower is 10,884 tons,
of which 6,349 tons is below ground (approximately 60%). This shows that some of the
greatest buildings have the strongest foundations. Just like a great building stands on a
strong foundation, so does success. And the foundation of success is attitude.

YOUR ATTITUDE CONTRIBUTES TO SUCCESS
A study attributed to Harvard University found that when a person gets a job, 85% of the
time it is because of their attitude, and only 15% of the time because of how smart they
are and how many facts and figures they know. Surprisingly, almost 100% of education
dollars go to teach facts and figures which account for only 15% of success in work!

FACTORS THAT DETERMINE OUR ATTITUDE
Are we born with attitudes or do we develop them as we mature? What are the factors
that form our attitudes?
If you have a negative outlook on life because of your environment, can you change your
attitude? Most of our attitude is shaped during our formative years.
There are primarily three factors that determine our attitude. They are:
1. environment
2. experience
3. education
These are called the triple Es of attitude. Let's evaluate each of the factors individually.
1. Environment
Environment consists of the following:
¨ Home: positive or negative influences
¨ School: peer pressure
¨ Work: supportive or over critical supervisor
¨ Media: television, newspapers, magazines, radio, movies
¨ Cultural background
¨ Religious background
¨ Traditions and beliefs
¨ Social environment
¨ Political environment
All of these environments create a culture. Every place be it a home, organization or a
country has a culture.
Have you noticed that sometimes you go to a store and you find the salesperson polite,
the supervisor, manager and owner polite as well? Yet you go to another shop and you
find everyone rude and discourteous.
You go to a home and you find the kids and parents well-behaved, courteous and
considerate. You go to another home where everyone is fighting like cats and dogs.
In countries where the government and political environment is honest, generally you will
find that the people are honest, law abiding and helpful. And the reverse is true too. In a
corrupt environment, an honest person has a tough time. Whereas in an honest
environment, the corrupt one has a tough time.
In a positive environment, a marginal performer's output goes up. In a negative
environment, a good performer's output goes down.
Culture in any place always goes top down, never bottom up. We need to step back and
look at what kind of environment we have created for ourselves and those around us. It is
tough to expect positive behavior in a negative environment. Where lawlessness
becomes the law, honest citizens become cheats, crooks and thieves.
Isn't it time to evaluate the environment that we are in or we have created for others?
2. Experiences
Our behavior changes according to our experiences with people and events in our life. If
we have a positive experience with a person, our attitude toward him becomes positive
and vice versa.
3. Education
I refer to both formal and informal education, not just academic qualifications. Knowledge
strategically applied translates into wisdom, ensuring success. I talk of education in the
broader sense. It makes the role of the ; educator vital. A teacher affects eternity. The
ripple effect is immeasurable.
We are drowning in information but starving for knowledge and wisdom. Education ought
to teach us not only how to make a living but also how to live.
HOW DO YOU RECOGNIZE PEOPLE WITH A POSITIVE ATTITUDE?
Just like an absence of ill health does not equal good health, an absence of negativity
alone does not make a person positive.
People with positive attitudes have certain personality traits that are easy to recognize.
They are caring, confident, patient, and humble. They have high expectations of
themselves and others. They anticipate positive outcomes. A person with a positive
attitude is like a fruit of all seasons. He is always welcome.
THE BENEFITS OF A POSITIVE ATTITUDE
These are many and easy to see. But what is easy to see is also easy to miss. To
mention a few, a positive attitude
¨ increases productivity
¨ fosters teamwork
¨ solves problems
¨ improves quality
¨ makes for congenial atmosphere
¨ breeds loyalty
¨ increases profits
¨ fosters better relationships with employers, employees, and customers
¨ reduces stress
¨ helps a person become a contributing member of society and an asset to their
country
¨ makes for a pleasing personality
THE CONSEQUENCES OF A NEGATIVE ATTITUDE
Our life is an obstacle course and we become our own biggest obstacle by having a
negative attitude. People with a negative attitude have a hard time keeping friendships,
jobs, marriage and relationships. Their attitude leads to
¨ bitterness
¨ resentment
¨ a purposeless life
¨ ill health
¨ high stress level for themselves and others
They create a negative environment at home and work and become a liability to society.
They also pass on their negative behavior to others around them and to future
generations.
WHEN WE BECOME AWARE OF OUR NEGATIVE ATTITUDE, WHY DON'T WE
CHANGE?

Human nature generally resists change. Change is uncomfortable. Regardless of its
positive or negative effect, change can be stressful. Sometimes we get so comfortable
with our negativity that even when the change is for the positive, we don't want to accept
it. We stay with the negative.
Charles Dickens wrote about a prisoner who stayed for many years in a dungeon. After
serving his sentence, he got his freedom. He was brought out from his cell into the bright
daylight of the open world. This man looked all around and after a few moments was so
uncomfortable with his newly acquired freedom that he asked to be brought back to his
cell into confinement. To him, the dungeon, the chains and the darkness were more
secure and comfortable than accepting the change of freedom and the open world.
STEPS TO BUILDING A POSITIVE ATTITUDE
During childhood, we form attitudes that last a lifetime. Undoubtedly, it would be a lot
easier and better to have acquired a positive attitude during our formative years. Does
that mean if we acquire a negative attitude, whether by design or by default, we are stuck
with it? Of course not. Can we change? Yes. Is it easy? Absolutely not.
How do you build and maintain a positive attitude?
¨ Become aware of the principles that build a positive attitude
¨ Desire to be positive
¨ Cultivate the discipline and dedication to practice those principles
As adults, regardless of our environment, education and experience, who is responsible
for our attitude?
We are. We have to accept responsibility some time in our lives. We blame everyone and
everything but ourselves. It is up to us to choose our attitude every morning. As adults,
we need to accept responsibility for our behavior and actions.
People with negative attitudes will blame the whole world, their parents, teachers,
spouse, the economy and the government for their failures.
You have to get away from the past. Dust yourself off, get back into the mainstream. Put
your dreams together and move forward. Thinking of the positive things that are true,
honest and good, will put us in a positive state of mind.
If we want to build and maintain a positive attitude, we need to consciously practice the
following steps:
Step 1: Change Focus, Look for the Positive
We need to become good finders. We need to focus on the positive in life. Let's start
looking for what is right in a person or situation instead of looking for what is wrong.
Because of our conditioning, we are so attuned to finding fault and looking for what is
wrong that we forget to see the positive picture.
Even in paradise, fault finders will find faults. Most people find what they are looking for.
If they are looking for friendship, happiness and the positive, that is what they get. If they
are looking for fights or indifference, then that is what they get. Caution looking for the
positive does not mean overlooking faults.
LOOKING FOR THE GOLD

As a young Scots boy, Andrew Carnegie came to America and started doing odd jobs.
He ended up as one of the largest steel manufacturers in the United States.
At one time he had 43 millionaires working for him. Several decades ago, a million dollars
used to be a lot of money; even today it is a lot of money. Someone asked Mr. Carnegie
how he dealt with people? Andrew Carnegie replied, "Dealing with people is like digging
gold: When you go digging for an ounce of gold, you have to move tons of dirt to get an
ounce of gold. But when you go digging, you don't go looking for the dirt, you go looking
for the gold."
What is your focus? Become a digger for gold. If you are looking for what is wrong with
people or with things, you will find many. What are you looking for? Andrew Carnegie's
reply has a very important message. There is something positive in every person and
every situation. Sometimes we have to dig deep to look for the positive because it may
not be apparent. Besides, we are so used to looking for what is wrong with other people
and situations, we forget to see what is right. Someone once said that even a stopped
clock is right twice a day.
Remember when you go looking for gold, you have to move tons of dirt to get to an
ounce of gold. But when you go looking, you don't go looking for the dirt, you go looking
for the gold.
Negative People will Always Criticize
Some people criticize no matter what. It does not matter which side you are on, they are
always on the other side. They have made a career out of criticizing. They are "career
critics." They criticize as if they will win a prize at a contest. They will find fault with every
person and every situation. You will find people like this in every home, family, office.
They go around finding fault and telling everybody how bad things are and blaming the
whole world for their problems. We have a name for these people. They are called
energy suckers. They will go to the cafeteria and drown themselves in 20 cups of tea and
coffee and smoke to their hearts' content with one excuse: they are trying to relax. All
that they are doing is causing more tension for themselves and for others around them.
They spread negative messages like a plague and create an environment conducive to
negative results.
Robert Fulton invented the steamboat. On the banks of the Hudson River he was
displaying his new invention. The pessimists and the skeptics were gathered around to
observe. They commented that it would never start. Lo and behold, it did. As it made its
way down the river, the pessimists who said it would never go, started shouting that it
would never stop. What an attitude!
SOME PEOPLE ALWAYS LOOK FOR THE NEGATIVE
There was a hunter who bought a bird dog, the only one of its kind in the world. That
could walk on water . He couldn't believe his eyes when he saw this miracle. At the
same time, he was very pleased that he could show off his new acquisition to his friends.
He invited a friend to go duck hunting. After some time, they shot a few ducks and the
man ordered his dog to run and fetch the birds. All day-long, the dog ran on water and
kept fetching the birds. The owner was expecting a comment or a compliment about his
amazing dog, but never got one. As they were returning home, he asked his friend if he had noticed anything unusual about his dog. The friend replied, "Yes, in fact, I did notice
something unusual. Your dog can't swim."
Some people always look at the negative side. Who is pessimist? Pessimists
¨ are unhappy when they have no troubles to speak
¨ feel bad when they feel good, for fear they will feel worse when they feel better
¨ spend most of their life at complaint counters
¨ always turn out the lights to see how dark it is
¨ are always looking for cracks in the mirror of life
¨ stop sleeping in bed when they hear that more people die in bed than anywhere else
¨ cannot enjoy their health because they think they may be sick tomorrow
¨ not only expect the worst but make the worst of whatever happens
¨ don't see the doughnut, only the hole
¨ believe that the sun shines only to cast shadows
¨ forget their blessings and count their troubles
¨ know that hard work never hurts anyone but believe "why take a chance?"
Who is an optimist? It is well described by the following:
Be so strong that nothing can disturb your peace of mind.
Talk health, happiness, and prosperity to every person you meet.
Make all your friends feel there is something in them.
Look at the sunny side of everything.
Think only of the best, work only for the best, and expect only the best.
Be as enthusiastic about the success of others as you are about your own.
Forget the mistakes of the past and press on to the greater achievements of the future.
Give everyone a smile.
Spend so much time improving yourself that you have no time left to criticize others.
Be too big for worry and too noble for anger.*
Step 2: Make a Habit of Doing It Now
We have all procrastinated at some time in our lives. I know I have, only to have
regretted it later. Procrastination leads to a negative attitude. The habit of procrastination
fatigues you more than the effort it takes to do it.
A completed task is fulfilling and energizing; an incomplete task drains energy like a leak
from a tank.
If you want to build and maintain a positive attitude, get into the habit of living in the
present and doing it now.
He slept beneath the moon
He basked beneath the sun
He lived a life of going to do
and died with nothing done.
--James Albery

When I Become a Big Boy
This is like the little boy who says when I become a big boy, I will do this and this and I
will be happy. And when he becomes a big boy he says, when I finish college and do this
and this and I will be happy. And when he finishes college he says when I get my first job
and do this and this I will be happy. And when he gets his first job he says when I get
married and do this and this and then I will be happy. And when he gets married he says
when the kids get out of school and I do this and this I will be I happy. And when the kids
get out of school, he says when I retire and do this and this, I will be happy. And when he
retires what does he see? He sees life has just gone by in front of his eyes.
* "Creed for Optimists" by Christian D. Larsen, in The Best of ... Bits Pieces, Economics
Press, Fairfield, NJ, 1994, p. 3.
Some people practice procrastination by hiding behind high sounding words, saying "I'm
analyzing" and six months later they are still analyzing. What they don't realize is that
they are suffering from a disease called, "Paralysis of Analysis" and they will never
succeed.
Then there is another breed of people who procrastinate by saying "I'm getting ready"
and a month later they are still getting ready and six months later they are still getting
ready. What they don't realize is they are suffering from a disease called "Excusitis."
They keep making excuses.
Life is not a dress rehearsal. I don't care what philosophy you believe in--we have got
only one shot at this game called life. The stakes are too high. The stakes are the future
generations.
What time is it and where are we? The answer is now and we are here. Let's make the
best of now and utilize the present to the fullest. The message is not that we don't need
to plan for the future. The message is that we do need to plan for the future. If we utilize
our present to its fullest, we are sowing the seeds for a better future automatically, aren't
we?
If you want to build a positive attitude, learn the phrase, "do it now" and stop the habit of
procrastination.
The saddest words in life are:
¨ "It might have been."
¨ "I should have."
¨ "I could have."
¨ "I wish I had."
¨ "If only I had given a little extra."
Never leave till tomorrow which you can do today.
--Benjamin Franklin
I am sure all winners wanted to be procrastinators but never got around to it.
When people say, "I will do it one of these days," you can be sure it means none of these
days.
Some people keep waiting for all lights to turn green before they leave home. That will
never happen and they fail even before they start. That is sad.

Stop procrastinating: Isn't it time that we put off putting things off?
Step 3: Develop an Attitude of Gratitude
Count your blessings, not your troubles. Take time to smell the roses. It is not uncommon
to hear that someone, because of an accident or illness, became blind or paralyzed but
won a million dollars in settlement. How many of us would like to trade places with that
person? Not many. We are so focused on complaining about things we don't have that
we lose sight of the things we have. There is a lot to be thankful for.
When I say count your blessings, not your troubles, the message is not to become
complacent. If complacence was the message you got, then I would be guilty of faulty
communication and you of selective listening.
To give you an example of selective listening, let me share with you a story I heard about
a medical doctor who was invited as a guest speaker to address a group of alcoholics.
He wanted to make a demonstration that would be powerful enough to make people
realize that alcohol was injurious to their health. He had two containers, one with pure
distilled water and one with pure alcohol. He put an earthworm into the distilled water and
it swam beautifully and came up to the top. He put another earthworm into the alcohol
and it disintegrated in front of everyone's eyes. He wanted to prove that this was what
alcohol did to the insides of our body. He asked the group what the moral of the story
was and one person from behind said, "If you drink alcohol you won't have worms in your
stomach." Was that the message? Of course not. That was selective listening--we hear
what we want to hear and not what is being said.
Many of our blessings are hidden treasures--count your blessings and not your troubles.
Step 4: Get into a Continuous Education Program
Let's get some myths out of the way. It is a general belief that we get educated in schools
and colleges. I run seminars in many different countries and ask my audiences all the
time, "Do we really get educated in schools and colleges?" Generally, there is a
consensus that some do but most don't. We receive a lot of information in schools and
colleges. Don't get me wrong. We do need information to be educated. But we need to
know the true meaning of education.
Intellectual education influences the head and values based education influences the
heart. In fact, education that does not train the heart can be dangerous. If we want to
build character in our offices, homes and society, we must achieve a minimum level of
moral and ethical literacy. Education that builds fundamental traits of character--such as
honesty, compassion, courage, persistence and responsibility--is absolutely essential.
We don't need more academic education; we need more values education. I would stress
that a person who is morally educated will be a lot better equipped to move up in life or
succeed than a morally bankrupt person with excellent academic qualifications.
Character building and teaching values and ethics come in the formative years because
a child is not born with this knowledge.
Education Without Values
True education is training of both the head and the heart. An uneducated thief may steal
from the freight car but an educated one may steal the entire railroad.

Universities are turning out highly skilled barbarians because we don't provide a
framework of values to young people, who more and more are searching for it.
--Steven Muller, President, Johns Hopkins University
We need to compete for knowledge and wisdom, not for grades. Knowledge is piling up
facts, wisdom is simplifying it. One could have good grades and a degree without
learning much. The most important thing one can learn is to "learn to learn." People
confuse education with the ability to memorize facts. Education of the mind without
morals creates a menace to society.
EDUCATION DOES NOT MEAN GOOD JUDGEMENT
There is a story about a man who sold hot dogs by the roadside. He was illiterate, so he
never read newspapers . He was hard of hearing, so he never listened to the radio. His
eyes were weak, so he never watched television. But enthusiastically, he sold lots of hot
dogs. His sales and profit went up. He ordered more meat and got himself a bigger and a
better stove. As his business was growing, the son, who had recently graduated from
college, joined his father.
Then something strange happened. The son asked, "Dad, aren't you aware of the great
recession that is coming our way?" The father replied, "No, but tell me about it." The son
said, "The international situation is terrible. The domestic is even worse. We should be
prepared for the coming bad time." The man thought that since his son had been to
college, read the papers, and listened to the radio, he ought to know and his advice
should not be taken lightly. So the next day, the father cut down his order for the meat
and buns, took down the sign and was no longer enthusiastic. Very soon, fewer and
fewer people bothered to stop at his hot dog stand. And his sales started coming down
rapidly. The father said to his son, "Son, you were right. We are in the middle of a
recession. I am glad you warned me ahead of time."
What is the moral of the story?
1. Many times we confuse intelligence with good judgment.
2. A person may have high intelligence but poor judgment.
3. Choose your advisers carefully and use your judgment.
4. A person can and will be successful with or without formal education if they have the 5
Cs:
¨ character
¨ commitment
¨ conviction
¨ courtesy
¨ courage
5. The tragedy is that there are many walking encyclopedias who are living failures.
Intelligence is quickness to leam. Ability is the skill to apply what is learned. Competence
is the ability and the desire to apply what is learned. Desire is the attitude that makes a
skillful person competent. Many skillful people are incompetent. Ability without the right
attitude is wasted.
The first duty of a university is to teach wisdom, not trade; character, not technicalities.

--Winston Churchill
Educated
Whom, then, do I call educated?
First, those who manage well the circumstances which they encounter day by day; and
those who can judge situations appropriately as they arise and rarely miss the suitable
course of action.
Next, those who are honorable in their dealings with all men, bearing easily what is
unpleasant or offensive in others, and being as reasonable with their associates as is
humanly possible.
Furthermore, those who hold their pleasures always under control and are not unduly
overcome by their misfortunes, bearing up under them bravely and in a manner worthy of
our common nature.
Most important of all, those who are not spoiled by their successes, who do not desert
their true selves, but hold their ground steadfastly as wise and sober-minded men,
rejoicing no more in the good things that have come to them through chance than in
those which through their own nature and intelligence are theirs since birth.
Those who have a character which is in accord, not with one of these things, but with all
of them these are educated--possessed of all the virtues.
--Socrates (47~399 B.C.)
In a nutshell, educated persons are those who can choose wisely and courageously
under any circumstances. If they have the ability to choose between wisdom and
foolishness, between good and bad, between virtuousness and vulgarities, regardless of
the academic degrees they have, then they are educated.
An expert is someone who knows all the answers if you ask the right questions.
What is a Broad-Based Education?
, Some animals in a forest decided to start a school. The students included a bird, a
squirrel, a fish, a dog , a rabbit & a mentally retarded eel. A board was formed and it was
decided that flying, tree climbing, swimming, and burrowing would be part of the
curriculum in order to give a broad-based education. All animals were required to take all
subjects.
The bird was excellent at flying and was getting A's but when it came to burrowing, it kept
breaking its beak and wings and started failing. Pretty soon, it started making C's in flying
and of course in tree climbing and swimming it was getting F's. The squirrel was great at
tree climbing and was getting A's, but was failing in swimming. The fish was the best
swimmer but couldn't get out of the water and got F's in everything else. The dog didn't
join the school, stopped paying taxes and kept fighting with the administration to include
barking as part of the curriculum. The rabbit got A's in burrowing but tree climbing was a
real problem. It kept falling and landing on its head, suffered brain damage, and soon
couldn't even burrow properly and got C's in that too.
The mentally retarded eel, who did everything half as well became the valedictorian of
the class. The board was happy because everybody was getting a broad-based
education.
What a broad-based education really means is that the student is prepared for life,
without losing their areas of specialization or competence.

2008-09-15T07:55:00.007+08:00

Easier to reject than to accept.

When ppl tell u how gd this thing is... u will like... "reali meh" or sure not..

When ppl tell u how bad this thing is... u will like... "wa ok next will take note."

Humans nature are like that.... always carry a more defensive approach...

Preparing to go work soon... Eyes a bit weird weird... think my contact lens wear too long... haha... over a month... serve me right... haha... gona wear a new pair today..

Sat match, united lost... to liverpool... saded but wat can i say.... 3 matches spanned in 9 days.... Liverpool, Villareal and Chelsea... ha....

went to play candles sat nite.... ya... reali pollute the environment... but did clear off the wax after playing....

some of the pics here.. haha...

thats all of some of the pics...

Ppl Like to complain.... one person complain... the other soon follows... Learn to accept. I do complain sometimes even now... after being so optimistic... but after that i will feel very stupid.... becos.... complaining dosent bring me anywhere...

alright gtg liao...

soon

2008-09-10T12:35:00.002+08:00

yo wassupering... having been updating due overpack schedule... or u can say pure lazy to come here and type stuff... haha... so been uploading vids here and typing stuff like i love u... so many times... lol.... but huh.... the i love u is sincere 1 lor... (if not later kill by her)... hahah must clarify... aiya she know de lor... haha... later got FPA... so hereby to grab a chance to eat snake after lunch... 1 appt today later after FPA... den will go prospecting again... wif alvin... great to have someone living so near like next block of mine to have a common goal and the same career path...

like army so called buddy system. but of cos... brow raising... i haf left army for 3 months liao!... wow... times flies in this biz.... u will come to have a conclusion or rather feeling or mindset that time wont wait for u.... where as in army... u are always counting the days the hours the months to ord... haha

here... im counting my appts and schedules... some of the time, everyday to me is a weekday.. i have developed a mentality that success is never impossible but never just come easyor by luck... the past me is the mindset of when go home la... when book out la... when off or leave... passing day by day... wifout any plannings in mind... perhaps... in army i just simply cant do much... thats why got the nua mentallity

jumping out of comfort zone from army to the working world.... perhaps im a bit different from others... im in control of my time... im not 8 to 5 or some say got overtime.... im 24/7.... i work as and when i want... but of cos that will cause a tendency to slack off... but.... i got a few gd leaders and gd mates around me... pursuing a same goal... and to give my parents a better life in the near future...

at the same time, i helping ppl to manange their wealth and planning their finance and protecting their potential income, to help them acheive their goals... bound to face rejections... surely faces hundreds of rejections already,even from close friends.... its okay.... becos, nothing is going to stop me becos, my intention is only to help ppl...

i must thank my father, if not of his operation 8 years ago, i wont change my mindset and went to find out more in financial planning... till now he still unable to work... the more i have to work harder... i dont wish ppl to fall into my family situation im facing all thise 8 years plus....

my career is just started...

2008-08-22T10:16:00.001+08:00

I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you
I love you my dear

haha.... u stupid pig! Go work liao... bye

Life is always unpredictable

2008-08-14T20:47:00.003+08:00

Life is always unpredictable
Cherish the love ones you have...
Vid Title: Marry Me
Source: Some Thailand Insurance Company

Learn to forgive the one you love
Hate and anger isnt the solution to all problems
Vid Title: My Girl
Source: Some Thailand Insurance Company

Learn to listen and understand the one you love
Wanting to win in your views doesnt bring you any benefit
Until one day you realised it... may be too late
Vid Title: My Son
Source: Some Thai Insurance Company

If you know have something to say to you love ones
Say it today. If not record it down.
When times if u are unable to let them know
They will still know...
Vid title:Dad
Source: Some Thai Insurance Company

Amazing clip... Alot of things to learn from it
Watch it
Vid title: Grandma
Source: Some Thai Insurance Company

Whats true love? everyone asking whats the meaning of love
this vid answer the whole world
Vid Title:Grandpa
Source: Some Thai Insurance Company

2008-07-31T23:34:00.001+08:00

wow... 1 month no update of blog... sorri... so bz... and haha.... just came back from cameron highlands and kl.... so.... ya.... will update during weekend... hopefully... haha...

2008-06-23T00:43:00.004+08:00

Just came back from bintan...

Fun but tiring... my ankle aching as usual...dont know whether shd wear formal a not.. maybe not... lets see... will upload the pic here.... super slow...

done banana boat first time in my life.. ha... did kayaking, laser quest, drive the buggy around.. bbq, went the ole ole market... etc etc... ha... dun wish to come back 1... haha... but how? lol.. oh yeah.. still got take a other religion wedding ceremony photos.. ha... so slow the uploading..

funny huh! cute... lol...

On our way to the villa

Shuld have more... haha.. lazy upload others... maybe 2ml...gd nite

2008-06-18T07:34:00.002+08:00

Busy and pack schedule... but haha... lazy to blog... anyway DONT watch the happening... waste my 16 bucks... however if u like to watch global warming and ppl taking guns and shoottheir own heads... go ahead.. ha... alright preparing go work... goneZZZZzzzZ...

2008-06-09T01:56:00.003+08:00

Some Pics for the blog...

Taking pictures from the mirror... trying to look good.. but seems the mirror is dirty... erh hmm.. yes dirty... not my camera got problem... n82 rocks k...

My sweet devil... wif her new specs... haha.. like teacher like tat...

oh man... i ord and i nv reali posted anything here.. haha... i m not tat happi though... cos stress is coming soon~~~~

2008-06-06T09:31:00.001+08:00

THE ENERGY IS COMING BACK....
wRITING out my problems solve everything...

2008-06-06T08:40:00.002+08:00

Today collecting my pink IC....
weird thing is... this feeling i expected to be feel today...
Few months ago... i said to myself... when my ord date nears... somehow i think i will feel stress... rather than happy... surely, theres a certain percentage of "happy elements" here and there... but somehow... my mind is full of loads...

Its just i jumped out of a "comfort zone" where i have been for nearly 2 years? omg.. army a comfort zone for me?
somehow it is... though i always complain here and there... and i believe... i feel this way becos.. there are no commitment in it... but now.... im a civilian..

and life is going to get tougher and tougher... and recently... i reali think a lot.. at certain point of time... i have mental block and negative stuff drives in.. lucky its temporary but somehow its still lingering in my mind at times... no no... shdnt be pessimistic.. i guess... i put too much stress in myself.... but wat? no....

stress is gd if i can control it.. but somehow i feel im still learning on how to control it... and sometimes it overwhelm me... perhaps.. well.. ha

somehow a decision from 1 friend of my. make me kinda of low... his decision give me the thinking... an act of avoidance is there... though i understand his situation... or maybe... too much of understanding makes me lower... its like... the relationship is going to reach a point of 2 decades in 5 years or less or more time... an sms gives me the feeling... that... all humans are the same... the word is realistic...

somehow the question pop in my mind.... shd i continue?.... but another question pops up... wat am i going to do if i stop? and den... what i am going to do when if i continue... but if im going to continue... what i am going to do? and another floating advice came out of my mind telling there are too much responsibility for me to handle... somehow it look so simple... perhaps im not mature enough to handle all these...

Suddenly i feel no better than any secondary sch boys... my morale somehow drop to a level that... i was in 5 years ago.. where everything went wrong for me... and now.. im asking myself whether im in the right track of my life.. i know i am... if i cud perservere to continue... but where do i get the energy from?

And my temper never changes any better... whenever i get pissed or irriated or angry wif anything.. i feel so disgusted wif myself... And always regretted to be feeling that way... tried to control... but the controlling is like the repulsion of north and north pole magnet.. i cant hold it firmly... and my feeling is like wavering around and floating around.. which make me sick....

i dun think any potions can save me this time... becos the poison inside me is "me".... if i can overcome it... this post will be history...

2008-06-02T00:39:00.009+08:00

OMG AUDI R8!
Drooling~~~~~

Walking past Taka wif devil den saw this car from heaven... haha.. so classy and unbelievable sexy... Look at that sexy ass!

IronMAN? More like plasticman to con the kids... haha... Still looks cute thou.... sorry ar take from far... so blur... not my N82 sucks or My phototaking sucks... thanks... watever.. haha

See nowadays kids... toy fair some more... my days? what is toy fair???

See... my devil so nice... so wifely... help me sew my torn pants... so heartwarming... sob sob...

2008-05-30T12:12:00.005+08:00

Hwee li birthday

a daughter drop from the sky... haha..
Went PS the restaurant named "hot tomatoes" ha.. i think i say the name correctly... eat and celebrate bday wif hwee li.. long time nv see her liao.. haha... dun kw why suddenly become her papa... -_-...

2008-05-28T10:51:00.003+08:00

9 days~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

9 days!!!!!!!!!!!!!!!!!

9 DAYS!!!!!!!!!!!!!!!!!!!!!!!!

23 DAYS TO BINTAN....

2008-05-24T16:38:00.004+08:00

Yeah.... give dear her 1st flower today! LOL!!!!!

dang dang!!

see... so nice rgt... my mouse drawn 1... my mouse is super faulty and can come out like tat not bad le lor... give her she not happi... LOL... always complain i nv give her flowers b4... wats the point? i know gals love flowers... but gals shd learn tat flowers actualli dosen represent wat love r... wat number of stalks meant wat shit or wat... all the crap... pls la... no matter how many stalks or bouquet of flowers given to a gal.. if the guy and gal cant click r... see wat i mean? some more... flowers can live how long? die = throw away. ok keep lor... some1 will say... but to me keeping a dead and crispy carcass of flower is like huh? for wat?

aiyo... if reali wana to give surprise or watever... buy something tat she can use 1 la... eat 1 la... or wear 1 la... tats make worth of the money and effort wat... flowers to me is like so ooooold fashioned lor... and so unglam... esp valentine days.... seeing so many couples take 1 bouquet of flowers... SO BORING!!! if buy 10 stalks like so normal.. everywhere also have... if buy hundreds or thousands of stalks... so heavy... u wan the gal to take meh? lame... in the end the guy help her take... bo liao... if buy 1 stalk.... stingy.... wats the point... aiya... flowers in my summary = waste of money....

onli 1 time bo bian is wedding time lor.. tat 1 is bo bian den buy 1... haha... aiya... if tat devil keep complain down the years... den maybe one day out of nowhere buy 1 for her lor... like so reluctant.. haha... she happi jiu hao lor... maybe till then i might change? hahaha... i dun think so... i rather spend hundreds or thousands on diamonds or travel on her den buy flowers for her... and some ppl say flowers are romantic? oh my god.... boring... haha...

The term "romantic" in my context is using the least money or no money to create an atmosphere that will melt her heart. tats not stingy.... tats call originality... very own idea... and not pay the hotel service wat put flowers on the bed all these la... put flowers around the flr to create a trail to the room la... watch too much show liao la...

aiya watever la... aha...

2008-05-23T00:46:00.002+08:00

Great day for me...

MANCHESTER UNITED ARE THE KING OF EUROPE... and I CLEARED ANOTHER PAPER... 75% AS PASSING MARK... woo... another step nearer to my dream... theres a thousand more steps or even more... but i just have to keep going so acheiving tat is not impossible... its just a matter of time... clearing another paper is reali a morale booster for me... in fact i know theres a lot of morale suckers coming my way... but i know my way. i wont get lost... and the onli way to succeed is to keep walking... ppl push u down... get up and keep walking... do not "pick up a fight" over it... as it will be wasting time.. "pick up a fight" means staying around thinking negatively in my way. i will get there.

today i had a fight wif devil... and i made her cry.. haha... yes call me monster or wat... my intention is to play... maybe i was too rough? haha... no... shes like a paper... anyway she bought me a hair wax from skinfood.. so ex la.. even i have money i wont spend so much money on hair products.. haha... cos my hair is simply like bush... so nthn can make it look like thin grass... she say i nv even say thx to her... watever... a thx dont need come from the mouth... it comes from actions...
if she cant see it 2ml.. den too bad.. haha... will be bringin her to see doc for her back... once my ankle now her back...

wondering wat happen... i think its just muscle strain or something near that... i dun think its anything serious becos i used to have lower back ache and tat time i was so paranoid and tot it was kidney stone... and even went to research and scared myself crazy... -_-... in the end... no med no nthn.. it cured by itself...

gd nite.

2008-05-22T04:53:00.002+08:00

The feeling is unbearable... 7 mins into the extra time!!!

and its still one one... just as i tot it was chelsea goal... cos i heard some1 scream in my neighbourhood... phew... no cable tv so reading text commentary...

liew.... come on man utd...

107mins... still one one... come on MANCHESTER UNITED!!!!!!!

AGRH GIGGS SHOT BLOCK~~~.... should have use his right leg!!!

lookin at the stats.. chelsea... looks more convincing.. but... i need to watch the highlights tomorrow to be sure... 23 shots onli 1 on target? not very convincing if u ask me... man utd otherwise have 11 shots and 5 on target but shares much more possesion of 55% now...

Ballack shot!!! argh.... heng....

my heart is poundin like running 2.4 now... and now is 504am by the way...

rain starting to fall... no good for penalty... no man... im reali scare of anticipating and watching penalties...

free kick to chelsea... dosen look gd.... 30 yards away from goal... zz

phew... wide.... lucky....

9mins left.... unbearable!!!! ah....

why the page refresh so slow... can they update faster by typing faster to tell me wat happen now? ah....

fuck u drogba... slapped vidic and get away wif it... wtf? wana see wat exactly happeen... how can the ref can miss that?

oh wait... drogba was send off... ok.. justice done...

looks like penalties are unavoidable now...

Come on... refresh faster....

tats it... penalties... will decide the winner... oh man.. not again...

can united do wat liverpool did and win champions league?

omg... so unbearable...

united will go first.... omg...

tevez will take 1st... man... imagine the pressure... on him... GOAL!!~

ballack equals it... 1-1

carrick scores... 2-1

beletti equals it.. 2-2.. hai..

here comes ronaldo... fuck... he miss.... man.. this is not happening...

lampard scores... 3-2... sian...

hargreaves score... 3-3....

ashly cole score... 4-3

nani next.... he scores... 4-4

man.. chelsea pls miss...

terry.... cant miss this i believe... haizz..

YES OMG HE SLIPS AND MAN UTD IS ALIVE... omg im shaking...

anderson score~~~~ 5-4

5-5... kalou score...

giggs~~~ 6-5

yes i think MANCHESTER UNITED IS THE CHAMPION!!!

I HEARD PPL SHOUT!!

ANELKA MISS!!! THANK YOU!!! YES

yes yes yes oh yea.. omg.. im having a gd sleep later on... WE DID IT AGAIN!!!

RONALDO IS CRYING AND TERRY SHOULD BE ASKING WHAT HAPPEN JUST NOW WHEN HE SLIPS...

ANELKA STUNNED...

WE ARE THE CHAMPION!!! WE ARE THE CHAMPION!!!

2008-05-19T19:11:00.006+08:00

18 days!!!!!!!! TO FREEDOM...

but seems the more anticipating thing is the bintan trip.. ha... its abt 30 days away... 1 month... though its a 3 days 2 nights thingy.. i still look forward a lot... hopefully by then my ankle can recover FULLY! Heck... i think by then i should be able to wear shoes wifout the cast...

Havent announce i got my N82? hahaha.... must let my blog know leh.. cos the blog is the "thing" tat always listen and accepted my words... -_- 448 dollars... ouchie... nvm its less than 1 dollar a day... for 2 years... and i save money for buying another camera.. might not be a very gd digital camera as a whole.. but its more than enuff to take gd pictures...

Oh yea... been studying and meeting my devil for the past three days... yesterday went "wang jiao" wif her and my future mother-in-law... ah wang is the ambassador of the restaurant. haha.... heres wat we eat...

photos courtesy from my beloved N82

ha... its dosent look very appealing but its reali taste nice... and we nearly cant finish everything... I give them free advertisment... haha... its at bugis 2nd flr.. below the food junction... yea.

2008-05-17T00:30:00.002+08:00

"Optimists are right. So are pessimists. It's up to you to choose which you will be." --Harvey Mackay

One quote i got from the net... So true.. most of us tend to be pessimists without knowing it... We are too used to our daily routines... and thus... we could not even realise it... i believe some thoughts and decisions are all hidden in our unconscious mind.. which i believe no1 are able to explain it... not even the person him or herself can explain why he or she did " that something".

"Believe it is possible to solve your problem. Tremendous things happen to the believer. So believe the answer will come. It will." --Norman Vincent Peale

Ever have a dream that you wana acheive? Driving a car which was purchased by yur own hard earn money? Buying a condo of your own? Small dreams like hoping to go certain countries? having a 22 inch waist line? havin a six pac? all these... big and small dreams... its just whether ur mind and body are working together to acheive it or not...

If yur mind dosent follow where your body goes... vice versa... normally things dont work out the way you wanted it... is it true? u have to ask urself... If u have a strong faith and you believe in what you are doing... holds it firmly... works for it... you will get it.

”Optimism is the faith that leads to achievement. Nothing can be done without hope and confidence.” --Helen Keller

"We read the world wrong and say that it deceives us."

Honestly ask yourself... 80% of your time... you will point the finger of blame to anybody but you. "aiya government la..." "aiya GST going up again!" "Aiyo this so expensive that so expensive, pricing going up every now and then"

Familiar? we complain everytime.. but did we ask ourselves why we did not do something OURSELVES to overcome it? instead... we pointed the finger of blame to others... its so easy to push the blame away... its in our unconscious mind that we just blink... and "we feel its not our fault what"... right? But think another way, if you have known all these problems which will come one day... why didnt you prepare for it? you know it will come one day... but its just you choose not to think about it.. and when the problem arises... you suddenly forgot actually u did think of these problems before... and naturally u dont blame urself for it at the moment of time. See it? Most of us are like this...

I'm writing this and at the same time reminding of myself of being well prepared for the foresee problems that will come one day... Ask yourself, if you spend your money wisely and know how to save it well. Will the inflation today affects you greater or lesser? Think today...

2008-05-14T03:32:00.000+08:00

Am I naive?

2008-05-12T10:17:00.003+08:00

CHAMPION!!!!

SEE YOU AT MOSCOW, CHELSEA!

Manchester United Trophy Presentation and Celebrations from gogoben on Vimeo.

2008-05-08T00:27:00.002+08:00

THANK YOU

This post is dedicated to those around me who have been supporting and encouraging me..

First of all, Alan for guiding me along... Weiting & Candice for encouraging me...

And! Honwei and Weitin...!!! haha... not forgetting Xiaotian~ all your lucks and wishes... haha...

Last but not least... my driving force, my wife to be... LOL... i wore the jacket she bought for me during my birthday... a lucky charm? haha...

Know wat... I never been thru a test that i really sweat... 2 and half hours... i make full use of it... the time just pass so fast without i knowing it.. seeing the time on the screen counting down and my heart beat reali pound like running 2.4km..

Im fucking serious... omg... in my mind, "man i m gona fail, how am i gona face them.." cos the english of the questions are simply 2 levels above me... i have to interprete the meaning of those chim words to be able to ans the questions...

One by one leave sia... left me and 5 ba... dont know they reali zai or not... so fast la... The last few seconds of the test... i click the finish button and my heart is reali pound like dun kw wat....

u know the WTF feeling... is 100 times la... when i see the "pass"... i nearly shouted YES loud la... but lucky is hissing sound of YES... hahahaha...

its the 1st step to my dream... oh yea...

Thanks for all your encouragment!

2008-05-06T23:06:00.002+08:00

YOR~ YOR ~~~ YOR~~~~~~~~~~~ ma de act high... -_-

Im So... tired... haha... physically... too long nv bloody exercise... nvm get my piority right... going to sleep and wake up earli to study~~~~.... 2ml teeeeest liao... scary... long time nv step into a exam hall or watever u call it... haha... oh yea.. pls give me the focus tomorrow~~ ~~~~~~~~~~~~~~~~~~~~~~~~~ and kicks the fear away.. muahahahha.. crazy....

2008-05-04T19:04:00.003+08:00

Something interesting quote from yahoo... An article providing the extra useful knowledge for gals i believe... haha.... here it is

NEW YORK (Reuters Health) - Men aren't all from Mars when it comes to their sexuality, a new study from Kinsey Institute researchers shows.

Among the revelations from their focus groups in which men talked about what influenced their sexual desire and arousal: one man's turn-on is often another's turn-off; an erection doesn't always signal arousal; and not every guy wants to jump into bed at the drop of a hat.

"We're probably from a whole bunch of different planets," Dr. Erick Janssen, an associate scientist at the Bloomington, Indiana-based institute and one of the study's authors, told Reuters Health.

"We don't tend to -- from a research perspective -- sit down a lot with men or groups of men and talk about such intimate topics, such as what influences...sexual desire and arousal and the topic or the question of where in all of this the penis comes in," he added. "This is one of the studies that attempted to do that."

Janssen and his team set up six focus groups in which 50 men between the ages of 18 and 70, most of whom were white and heterosexual, talked about what aroused them sexually and what enhanced or inhibited their arousal. The findings are published in the Archives of Sexual Behavior.

Men reported getting erections without necessarily being aroused, while some men, especially older men, said they might become aroused without having an erection. Some used masturbation as a way to "fix" it "when something just feels off," or as a "great way" to get out of a funk.

Many men said feeling confident and good about themselves often led to feeling sexually aroused (while "feeling scruffy" had the opposite effect). And for many men, a self-confident partner was also more desirable than one who didn't feel good about herself. In addition to a nice body and a pretty face, many men found intelligence "really attractive" and "a big turn on."
Mood and feeling emotionally connected also influenced arousal for men, while a woman's scent was key for some men, but not others. However, an "overwhelming majority" said that being outdoors, for example on a camping trip or having a picnic, boosted their sexual desire and arousal.

Taken together, the findings provide a much more nuanced picture of men's sexuality than is promoted by men's magazines, Janssen pointed out. "There's huge variability among men in how easily they're turned on or turned off, how easily they experience sexual desire and arousal," he explained. "The differences among men and the differences among women are much larger than the average difference between the sexes in almost anything sexual."

In fact, the researcher added, as many as 30 percent of women may be more easily sexually aroused than most men. "This study's challenging the idea that men are simple," he said.

SOURCE: Archives of Sexual Behavior, April 2008.

hmm, i can conclude why there is lesser and lesser virgins among gals in this century.. haha... simply gals are no different from guys... and ladies dont complain so much abt your partner's attention being diverted to another direction while you are talking to him, perhaps there are something that are attractive... no i should say as attractive as you... er hmm.. yeah... haha...

2008-05-04T01:10:00.004+08:00

Believing in myself, to achieve the goals ahead...

Why? Im being forced to change...
When a human changed either his lifestyle or mindset, there will be onli be two ways.

one, he or she wana change him or herself willingly...(ez way)

two, by the environment or situation arises around him or her...(hard way)

Im two... why? I ask myself, if i dont change now.. when am i going to change? My parents needs me to support financially... perhaps not tat urgent.. but it's never too early to see it coming in the years to come...

2nd, my wife to be... perhaps to many ppl is too early to say now... @ age of 22, which guy will wana think of marriage? Unless he miss-shot, or his family's financial power is there to support him.. otherwise... no... why i think now? if not now when? 30? 40? no... i give myself a goal.. by this period of time i will acheive it... of cos, when? i cant reveal here... cos tat devil will be reading this... by planning this route, Im giving her a feeling that beside out there, working hard for my career, my heart is still with her... I want to let her know, shes the one. and im working hard and at the same time letting her know, all the hard work is for her waits and patience for tat magical chapter to publish and start to write the new chapter of our fairy tale story...

I have a lot of friends, Their bf or some of my guy friends, focus too much on themselves and without assuring their gal the most important thing, marriage... and many i see ended becos of this...... i just hope the guys out there can let the gal see and feel "it" by their assurance that marriage is something that two of you can acheive since when u two are already together... why always avoid the question? Or why always say "wa still so far away" or "wa i dont wana tie down so fast" or "huh dont know leh"... trust me the gal who loves u, will not wana hear this from your mouth... why not face it and sit down and discuss? unless u both dont decide to get married and thats a different issue.

With the two points i mentioned are enough to force me to change... it's so hard to change myself... but im giving myself time to acheive it and i can do it... i dont wana look back.. my own future is on my own hands... Im telling myself, failure will not come across my mind... why? If Im gona think "oh i cannot" or "what if i cant/fail" Why bother to think that when I already tell myself i cant?

I believe my goals will come true... cos i know failure is only temporary.

Happily Ever After

2008-04-30T00:14:00.004+08:00

My dear princess adeline...

Your dear prince Phil wants to tell that you are such a irritating cute devil... you have been making his life so messy that he cant stop loving you... your dear prince Phil cannot keep his life neat because of all of your love that are placed everywhere in his heart....

Your dear prince Phil wants to tell you that whatever you have whispered in his ears all this while, it was not into his ears you whispered, but into his heart and those kisses you gave him, it was not his lips you kissed, but his soul...

Your dear prince Phil wants to tell you that the journey has clocked for 758days 37 mins and 43 secs... He wanted to tell you that every passing seconds during the journey, every single beat his heart pumped represent one simple phrase "I love you"...

He wanted to say, with this amount of love that had already showered upon you... is enough to tell you that this journey will never come to an end... and this is
Prince Phil and Princess Adeline's fairy tale story... A Happily Ever After ending...

2008-04-28T22:36:00.003+08:00

WO HAO FANNNNNNNNNNNNNN~~~~~~~~~~

im in a confused emotions state now...

Its a middle of frustration and disappointment

Its the feeling of listening to HARDCORE ROCK and BREAKUP LOVE SONGS together...

its a feeling of dont know whether one should shout to vent one's frustration or
just stay one corner and daze in the air.

Why? Side of effect of optimism?

i dont know why i feel this way...

Watever i study now, nothing gets into my mind... Maybe its an excuse... but this is the actual feeling i feel now...

I dont know wat to say now... sian..

2008-04-27T10:51:00.002+08:00

MAN UTD LOST....

ITS OK... A POOR PENALTY DECISION... CHELSEA IS JUST LUCKY... CARRICK JUST DID A NORMAL HUMAN REACTION... HE DID RAISE HIS HAND OR WAT... PENALTY? UNLUCKY...
YES THEY HAVE MORE POSSESSION AND SHOTS... ITS THEIR HOMEGROUND ANYWAY...

RONALDO OFFSIDE GIVEN WHERE IT IS NT... WHY? RONALDO IS TOO FAST... LINESMAN TOO BLIND

REF SHOULD GIVE DROGBA A RED CARD AND SEND HIM TO HOLLYWOOD... WAT A FUCKING ACTOR?
He ACTed TROUGHOUT THE MATCH.. TRYING TO GET ALL THE ATTENTION WHERE EVEN BALLACK CANT TAHAN HIM...

I THINK HE SHD TOP THE MOST HATED LIST AHEAD OF ROBBIE SAVAGE... TWO GOALS CLEAR OFF THE LINE... WHERE MAN UTD CAN EVENTUALLY WIN THE MATCH... BUT LADY LUCK ON CHELSEA... U SEE THE REPLAY U CAN SEE SHEVCHENKO AND ASHLY COLE SUDDENLY LIKE MAGIC APPEAR AT THE GOAL LINE CLEAR OFF THE BALL... WHERE RONALDO AND FLETCHER CAN EVENTYUALLY SCORE...BULLSHIT...

WATCH THE MATCH I REALI SWEAT THE WHOLE MATCH... DAMN THE ATMOSPHERE UNBEARABLE...

2008-04-23T00:59:00.002+08:00

Know what, im damn bored.... tat stupid honwei cant entertain me... kao.. send him some power singers vid.. he say not gd... BTH!~~~... xiao jin teng and fan fan leh... haha...

i bored until i go yahoo search bar type "so damn bored"...

really got 1 website pops up.. wahahahahahaha.....

ok... forbidden kingdom is nice... thou i feel the storyline a bit stupid and predicted... haha... but the action is nice.. jackie chan and jet li leh... of cos la... 8/10

2008-04-17T17:02:00.001+08:00

hey hey, wahahaha,

guess where i am now.. im in friend lecture room... damn weird la... so long nv step into a lecture hall... hahaha.... ok shall update later when i get home... scared later 4get to update.

2008-04-16T00:34:00.003+08:00

Hey hey... my dear blog... simply lazy to visit u these days... wahahah...

finally can feel some hair on my top... but still have to cut when my mc nears ba... even my mc go straight to ord date or even surpass my ord date... i still need to cut... becos need to do clearance~~~~~~~~~~~~~~~~~

SIAN~~~~~~

nvm... i shall enjoy the luxury of having longer hair for now... actualli not long... but for nsf, i think i will get spotted easily... er hmm... wanted to say something here... but think shd not.. wahahah...

fri will go down to mount faber to pay the trip fees... wat trip? bintan... first time going.. and hopefully im able to go by then... but anyway... even by 20th june my ankle cant recover... i will still go... cos i pay for it liao... and furthermore choy... im still able to walk... so why not???????
7th june can reach faster a not... i cant wait to hold my pink ic again....
omg tat feeling... can u understand? can u feel it? can u... omg... its tat feeling...

the feeling of getting the freedom where u like lost for two years... no more booking in/out timing... no more guard duty... no more live run... no more training... no more extras... no more sir here and there... oh maybe the last point have.. who knows.. i might be in the service line in the future? hahaha... whatever it is... this two years are not short... is damn long... looks fast... but think back all the things i have been thru... it might not be as jialak as a lot of more garang chiong sua ppl out there.. but still the "argh" is there... hahaha...

so near yet so far... lost count of how many days left... shd be 50 plus? dun kw... must check the countdown clock on my blog... whahaha...

2008-04-09T16:23:00.002+08:00

Pics of the day

cute huh the hair

so innocent

bored......

2008-04-08T23:25:00.003+08:00

CUTE PIC OF THE DAY!!!!!!!!!!!!!!!!!

Hey hey.... Hi my dear blog... visiting you again!

Today went to off cast!!! but in the end dun kw is good news or bad news. an extentio of 1 month of mc seems like a gd news.. but this time is another specialist took over my case... and i reali dun kw why they cant fix a specialist to me... my case being brought over to 3 different specialist... and they dun look very experience... 1st time tell me is just lesion, 2nd told me hairline crack... today tell me is wat? fracture... and he elaborate until i dun know wat he toking.. wat blood stream got block so feel pain...

2nd specialist tell me tat if after the 1st cast cant recover will want me to do a small op... today the 3rd specialist tell me if wan do op.. will be a huge 1... WTF???? u tell me who to believe? my dear ask me transfer to SGH. I want r... but cant r... and now i also dun know wat my condition is.. just rest another 1 month and go back.. and still the same... den rest another 1 month again? liew...

the onli thing they said the same thing to me is... let it heal... no medicine require... ok fair enuff... but how long?

but this time round the air cast cost me $255.... and yes $255 bucks!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! no 11B... but he say can claim from mindef... lets see whether hes tellin me the truth...

AHHHHH.. finally can go out awhile... they say put this cast is to help me walk... so i decided to get used to it and go suntec awhile... damn pain la... walk around..
den go eat KFC jiu go home liao... so long nv go out wif dear... so happi... thou awhile onli but is the moment tat counts... waahaha..

everyone look at my cast like im a alien... nvm i dun care all the eyes... cos i will use it to think im a handsome superstar... LOL.... optimistic wat... den wat? hide wif a mask meh... anyway the air cast look cool too.. like a robot feet!!!~~

LOL.... ok... Manchester united and Roma 2ml... cant wait to know the score... bo bian... poor ppl no moeny subscribe SCV... cant watch... ok go msn find ppl tok liao.... bye blog

2008-04-06T09:32:00.003+08:00

Hey read from newspaper... interesting...

WASHINGTON (AFP) - - Drinking enough to quench your thirst is sufficient for the body's needs, and there is no evidence to support the common advice to drink eight glasses of water a day, according to a new study.

"Just drink when you are thirsty," was the advice from a study published Thursday in the Journal of the American Society of Nephrology.

Doctors from the University of Pennsylvania said "there is simply a lack of evidence in general" that everyone should drink the recommended 1.5 litres of water a day.

Researchers Dan Negoianu and Stanley Goldfarb had examined the theory that drinking more water helped the kidneys flush more toxins from the body.

"So the question is does drinking more water increase these normal important functions of the kidneys. And the answer is no," Goldfarb told NPR radio.

"In fact, drinking large amounts of water, actually and surprisingly, tends to reduce the ability of the kidney to function as a filter."

Water has also been touted as an ideal aid to those who want to lose weight. But while drinking more helps dieters feel full, no clinical study has proved that it will help keep the weight off.

"There were some studies that suggested that in fact, calorie intake was reduced when individuals were given water prior to eating. Other studies suggested that it wasn't," Goldfarb added.

Increased water intake was only really justified in extreme cases, such as for athletes, people living in hot, dry climates and those suffering from particular illnesses.

taken from yahoo webby...just morning... wow.... how how drink more or not? i still dont believe this article thou.... not enuff prove too...

i will drink more.. cos if i dun drink more water... my face will explode... lips crack... urine smelly.... cannot.. lol...

with tat pig 2 years 3 days le... nv go celebrate cos of my leg... lol... nvm... she came my home on tat day.. appreciate wat she done this past going 1 month... hope at the same time she can understand how i travel here and there b4 i got injured... lol...

alright... i have been wasting time this 1 month + of mc.. haha... yea... 2 more days to remove cast... dont know will recover a not... i remember tat time the specialist say if nv recover need op... wat op sia... tats 1 thing tat worry me... but then... my mind got another desire.. hhaa.. nvm shall not put here...

gaming time..

2008-04-01T09:43:00.001+08:00

FC ROMA VS MANCHESTER UNITED

CAN U FEEL IT??? NO? WATCH IT.

COME ON MANCHESTER UNITED!

2008-04-01T09:04:00.002+08:00

HAHA? What? Joining MLM Company? Open your eyes bigger friends... And for those who have joined... and working hard to earn your millions... good luck yea... Dont regret and fall like me... 4 years ago.

A friend talking abt LFI to me last week.. saying her bf was so successful there... Whoa ok... Thanks for the information... Happy for her then... Of cos, i cant say he scams ppl... but do read this forum... to summarize urself... I dont want to say anything... http://www.sgforums.com/forums/14/topics/192037?page=17

And for those who wana know more abt MLM... read below...

Multi-Level Marketing (MLM)

You see the ads all the time: "Make millions now, no manager" or "Work on your own, start $12,000 per week." Maybe you saw the ad in the paper, or maybe you received it by e-mail.

Yes, we're talking about Multi-Level Marketing, also known as "MLM"

MLM: Once Legitimate, Now a Scam

Once upon a time, multi-level marketing was a legitimate business which provided a way for small companies to get their unique products to consumers in small towns and rural areas which had no access to these products. At this time, the products sold themselves, and the multi-level aspect was a way of giving a small reward to those who had worked hard to build the organization. But the focus was always on the product.

Today, and especially with the growth of the internet, it is possible for consumer to get about whatever they want at competitive prices. There is simply no real need for distribution "systems" as there once was, and indeed the focus of all the programs is not on the products they sell -- which are usually either bogus or are available somewhere else to the public at the same or lesser prices. Instead, the focus now is solely on recruiting new people to either buy into the program or else to buy products that are grossly overpriced (i.e., a $1 bottle of "herbal shampoo" for $26), with the idea that those people will recruit additional people who will also buy into the program or themselves buy the grossly overpriced products.

Thus, today just about ALL of the multi-level marketing programs are scams. In today's internet economy, there is simply no need for multi-level marketing or the overpriced products that they sell -- meaning that the only thing they are selling are memberships in anticipation that future memberships will be sold in the future, which is the classic definition of a pyramid scheme, and thus securities fraud.

Because products are available over the internet to everybody at lower costs than ever before, claims that "Multi-Level Marketing will take over the World!" are completely bogus. Indeed, the fact that no MLM schemes sell significant product to anybody other than the people who bought into the programs is proof positive that MLM is a dinosaur in today's economy, and exists only by defrauding people to buy memberships in anticipation of being able to make a profit defrauding other people into the program.

Indeed, as is discussed elsewhere, many of these programs have been broken up for securities fraud and the people in them now have criminal records. So, save your Quatloos and avoid MLM schemes.

Stars! Stars!

Like many advertising campaigns, many MLM programs now attempt to associate themselves with celebrities. "Zig Ziglar goes MLM!" read one spam e-mail we received.

Note that the celebrities didn't make their money in MLM. Nor will you.

Buying Into the Program

So you are being "hired" to sell products, and you have to buy into the program? This is a sure sign that it is a scam. If the product is worth a darn, the company will make its money selling the product. No program that requires you to buy into the program is real, meaning that all our scams.

If you have to buy into the program, forget it! It is not a real program.

Sales Material

Often MLM scams have sub-scams within the main scam of buying Distributorships. One of these scams is the purchasing of advertising materials. Think about it: A company wants you to sell their product but they want you to pay for the advertising materials? Especially with the huge profit margins that the Top Guy makes with these programs, they should at least pay for your brochures and tapes. If a company requires you to pay for advertising or marketing materials, it is a sure sign that it is a scam. The very worst programs will even require you to buy the "samples" of the product that you have paid to be able to sell!

Training Seminars

A scam-within-the-scam is the "training seminars" offered (sometimes required) by the MLM programs. These "training seminars" offer little training, but are mostly rah-rah seminars to boost enthusiasm -- and to make big bucks for the promoters. We have often seen people encouraged to take out thousands of dollars in credit card debt to go to these seminars, with the promise that they will make so much selling the MLM program that they will quickly pay back the credit card debt (this is almost never true).

These training seminars can cost thousands although the company ought to be paying you to attend and learn how to sell its product. No company which requires you to pay for your own training seminar is a real program.

Only The Top People Make Money

The hard truth is that only the guy who sets up the program, i.e., the Big Cheese at the very top, makes any really good money with these programs. Everybody who is selling for the Promoter typically gets screwed.

Nonetheless, the promoters of these programs will often have pictures of themselves standing next to their mansion, yacht, executive jet, whatever, to show their success. Yes, these are real and they did make money by selling programs. Unfortunately, they made this money by cheating and defrauding the people under them to sell these programs for them -- you never see a distributor with anything other than a bunch of credit card debt.

The Drop Out Rate

The "Drop Out Rate" of MLM programs is enormous -- 98% will drop out immediately, meaning that only 2% will continue with the program over any long period of time. The Promoters will tell this 2% that they are the "successful" ones -- what this means is that they have become "successful" scamming other people (who will probably spend their money and then drop out, possibly a big personal loss to them but a profit to the Promoters).

The Promoters know the Drop Out Rate, and know that by far most people will buy in, but then never sell anything and quit, which is one of the reasons why MLM programs are criminal schemes.

The Promoters also tell those who stay in that they are the "well-motivated and lucky ones". This is 100% false. The people who never sold anything and dropped out are the lucky ones, since they will not be liable for securities fraud or any of the related criminal penalties that goes with promoting somebody else into the program. It is the people who stay in the program who are risking some prison time and a felony conviction for selling an unregistered security.

One of the biggest problems of MLM is that they are marketed to people who are down-and-out and desperate, and who can ill-afford to lose their money by purchasing memberships in these bogus programs.

You Gotta Believe!

Promoters tell prospective Distributors that to be successful "You gotta believe!" in the program. This is part of a brainwashing/programming effort to lead you to believe that you will fall into that (falsely) "successful" 2% if you believe in the program and the products that it sells. Thus, active Distributors will defend to great lengths their program and their products, to the point of slandering naysayers, spamming "negative" or competing sites with e-mail to shut them down, threats of physical harassment, etc., etc., not to mention often buying the products themselves in substantial quantity.

But the proof is in the pudding. It is an interesting phenomena of MLM that the hardcore and brainwashed Distributors who defend the products the hardest, almost always quit using those "great products" completely when they move on to the next program!

The point of this is that the 2% of "successful" Distributors have usually been brainwashed and programmed so that they really believe the junk they are saying about the junk they are selling. But that doesn't make it any less junk.

Building that Downline

The promise of MLM is that if you are "successful" (in defrauding others) that you will create this big "downline", i.e., multiple layers of sellers under you, which will quickly lead you to riches and allow you to retire forever with a never-ending stream of seven- or eight-figure revenue.

This promise is totally fraudulent, for at least the following reasons:

As discussed above, the 98% drop-out rate means that you probably will never build a significant downline.

None of these programs last very long (Amway seems to be the sole exception), meaning that as soon as the program croaks your revenue stops.

The odds of anybody in your downline making any money are incredibly small (smaller than yours!), meaning that they will probably "drop out" and be mad at you for getting them into a program where they lost your money -- the upshot being that these people will certainly not follow you to your next program (which will be necessary when your existing program finally collapses), meaning that you will have to build a completely new downline with every new program!

For all these reasons, your chances of long-term residual income with MLM is zero. Even if you are successful, the best you can hope for is a lot of hard work defrauding others to build your downline, some short-term profits until your program collapses or is shut down, and then a lot more hard work defrauding even more people into your next program, and so forth and so on until you get sick of it and drop out of MLM completely.

Buying Your Own Products

To the extent MLM programs sell any product, it is usually purchased by people who -- frustrated by their ability to build a downline and pressured by their recruiters -- will themselves buy mass quantities of the product as an attempted badge of "success". Thus, newbies on the lowest levels will max out their credit cards and buy lots of worthless product themselves in a vain attempt to move on to the next level. Usually, this works only if there is a "buy in" to the next level (more Quatloos for the promoters!) but never means success to the poor sucker buying the products, although he or she will end up with a closet full of vitamins, shampoo, phone cards or whatever -- and usually a lot of credit card debt too.

Fake It 'Til You Make It

Buying your own products is just one aspect of the MLM method of "Fake It 'Til You Make It", meaning that even if you are having zero success, you should act like you are very successful and have already made the Big Time. Many programs will tell people to start living a high lifestyle (on their own credit cards, of course), go lease a new BMW, etc., etc., so that people will believe that you are successful and they will then want to be in the program too.

The problem of course is that only a small percentage are successful in MLM, and these only for the short time until their program collapses. Their debts and BMW leases, however, are long term and require monthly payments to maintain. We have spoken with a few people who were encouraged by Promoters to lease expensive cars, and then were forced to actually live in those cars because they couldn't make the rent (and of course the cars were eventually repo'd from them too, leaving them homeless).

Additionally, the "Fake It 'Til You Make It" is just more fraud on the people you are trying to bring in. Acting like you are making the Big Bucks when you are not is blatanly dishonest -- but all part of the MLM scheme of cheating people.

Heavy-Hitters

A variation of "Fake It 'Til You Make It" is the "Heavy-Hitter" who bounces on the scene and seems very rich, and then acts as a "closer" of new recruits. Whether or not the "Heavy-Hitter" will actually have any money is subject to serious doubt: He may be one of the people living out of his leased BMW! More likely, he has been hired on a pure salary basis by the Promoters to act as a cheerleader and "closer" for prospective Distributors.

The "Heavy-Hitters" usually circulate from program to program, and are often the "Heavy-Hitter" in several MLM programs at the same time. A good way to identify these scam artists is to inquire as to what other programs they are in now, and have been in the future. If they have been in several other programs, you know that you are facing a "Heavy-Hitter", which when you get down to it is just a professional MLM scam artist (and, again, probably on a flat salary no matter what BS they tell you).

At seminars, you will frequently hear the Heavy-Hitter buildup: "Maybe Mr. Such-And-Such" will be here today!" The excitement is such that when Mr. Such-And-Such finally appears, you'd think Moses just came down from the mountain. It is all hype: The Promoters know exactly who will be at these seminars, and they plant people in the audience to make statement such as these, so that Mr. Such-And-Such finally does make his appearance, people attribute to him the credibility of the Messiah. Don't fall for this ruse.

For reference, the "Heavy-Hitter" is not unique to MLM. Casinos have for many years employed "Shills", being people who are hired by the casinos on salary and given a bunch of chips, and sent into the casino to mingle with the other gamblers and spin a few stories of the casino's big payoffs (which may or may not have occurred) -- and of course to gamble the (casino's own) chips and thus encourage others to gamble with the same enthusiasm and similar better levels.

The "Heavy-Hitters" perform the same function with MLM, often coming in to tell false stories about themselves hitting it big with the program. You can admire their gold pinkie rings, and their expensive leather shoes. But avoid these people, and just chuckle at the stories they sell. And be sure to ask them about the lease program on that BMW they are driving!

Fending Off Criticisms

You may see your program mentioned in an unfavorable light, such as on 60 Minutes or 20/20 or some other investigative news program. The Promoters will tell you something like "Their job is to bring down good companies . . .." Bull! Their job is to point out scams, and if your program has been featured on one of these program you can pretty much be sure it is one (if it is an MLM program it is a scam whether it is featured on these programs or not).

Survival Mode

After you have made big investments into the MLM program (or maybe several), are strung out on your credit cards, and the program isn't working out, then you will go into what is called "Survival Mode", where you finally give up the (false) dream of big riches with MLM and start trying to figure out how to hold off your credit card companies while getting back to a normal lifestyle.

Unfortunately, we don't have any special advice to offer. The only thing that we can say is that suicide shouldn't be an option (ex-MLM'ers unfortunately have a very high suicide rate), and that you should simultaneously seek credit counseling, and maybe adult education for re-education for a better job.

Refunds

The worst programs will promise you some sort of refund if it all doesn't work out. These are the worst programs because the refund programs are usually contingent on this-or-that, require long forms and long waits, often the refund is only 30% or so of what you spent, and usually the refunds are illusory (meaning that they company will never pay out the refund to you). The MLM programs which offer refunds do this to create the illusion that there is "no risk" to you -- and this is a 100% fraud because as discussed, you odds of actually getting your money back is infinitesimally small.

At least the companies which don't offer refunds tell you this up front so that you are not suckered into believing this nonsense.

I got this piece of article from http://www.quatloos.com/mlm/mlm.htm

So ppl... join if you think you can make it to the top... but believe something... how do you make it there? ha...

2008-03-28T01:24:00.002+08:00

Guess its a bad time for me to feel moody.. i cant find any friends who i can talk to and tok... simply its a weekday and everyone bz the next day and cant sleep late... haiz... and why this always happen?

I'm so disapointed till i dont even have mood to do anything.. i dont even have the mood to continue playing my crisis core...

Time after time... it still happens...what can i do to change it? i did my best... i have tried my best.. and im very very tired after all the things i did and said..
But i guess it always went down to the drain...

Im angry but i cant get angry... im disappointed and sad and i tried to close my eyes and ears, pretend i nv hear or see anything... but the fact is i dont wish to run away from reality... fact is fact... if it dont change... i cant do anything... i can only accept it...

But how can i continue with this if i decided to go on the next phase of life? I dont wish to have any existing known problems to bring over my next phase of life..
When that happens... Im screwed...

I tried to tell myself, its ok and it alright... its just like tat... and its hard to change... becos certain things are just born like tat... and well... if tats so... how am i gona understand it?

I hate to guess and guess every now and then... believe it or not... its very tiring... I have changed a lot ever since den... My temper being reduced to my limit peak.. After so many times of saying... and expressing myself... my feelings. but to no avail... it still happens...

What can i do? i think i need certain amount of days to sort out my feelings and thoughts... its just full of loads now... can i just pretend i nv hear or see anyting? Can i just tell myself... forget it... it will be alright... but if i do so... am i reali cheating myself and what if these things happen in my next phase of life? what will happen den?

So much to think... i really cant handle my thoughts well now... all my talkable friends all in lala land now... 10/10 only 1 replied... but shes sleeping already... but i guess i should be considerated enuff to ask her back to sleep ba... anyway i thanked her for the reply... and apologise for waking her up...

I dont know how to face it 2ml... it will be damn akward... i will try my best to face it... and if my decision nv get respected... what else can i say? im too tired to think of anything... I try to forgive and forget.. but is it fair to me?

Or is it cruel to do this? i believe its the worse thing i ever do in my life... I know its cruel... but i believe its better than someday i regret i nv do it... and it happen...

I'm really containing feelings of guilt, disappointment, depressed... and kind of lost... am i too harsh in my words? what done is done... cant be undone... i have to face it tomorrow....

Dua Peh Gong... What should i do...

2008-03-17T23:53:00.002+08:00

kao... today send my pig to mrt station den along the way.... so many eyes... ma jiam im an exhibitionist... i cant blame them, im with a pretty girl and im a mai hiam buay pai de handsome chap... hahah.... aiya... im not saying im shuai... but i go out with her... there will be a lot of eyes... on her and on me...

Of cos... those ti go ah peh... and some disgusting young man will look at my pig from top to bottom... and normally i will stare at them... and got one incident.. when tat middle aged chinese man found out i staring at him.. he gave tat "scared and shocked" look.... who ask my mum gave me a fierce pair of eyes? i seriously know i very "guai lan" or you can call it fierce when i stare at ppl... whatever... aha... my weapon to protect my pig... or got those bangla... all looked the same to me.. always look at her... the thing i counter was i purpose grab her waist or her hip... hahahahaha... and give tat "oh sorry you cant touch... you can only see"

Im not hao lian or wat... but the fact of my pig always got "look" by many Ti go at the street.. give me insecurity... not her.. but those ti go...

Wait!!! Im must be honest that i look at gals too... BUT! i only "look" for 1 second... on average... haha.. why? Sorry, its partly a way to boost my self confident.. if a pretty gal look back at me.. i feel good... psychological thing... It dosent mean anything.. and i know my pig dont like me look at gal...

Occasionally some gals' figures are super good... OR some gals' features are so unique... THAT YOU ARE A GAY IF DONT LOOK AT THEM... OR DONT EVEN NOTICE THEM... i bet gay look at pretty gals too... TO SEE HOW THEY DRESS? haha... my 2 cents...

anyway i look at gals with no ill intentions... unlike those "color Peh peh" or some "gals deprive" guys whom look at gals with sexual intentions... how i know? cos im a guy....

Wait!!! Yes, i wana say tat is... IM "color" too... but tat onli happen when im with "color" friends... Come on in army, you dont talk abt gals... wat u tok abt? how to catch mas selemat? how to protect singapore? Of cos during our free time, we tok abt gals... wat this gal.... hot la... that gal tat thing big or watever.. we can think of... hey thats all TALK and NO ACTIONS...

Furthermore!! I never been to club before... yes no1 in my camp believe me... cos im consider one of the most "color" in camp... dont believe can ask my close friends... they always ask me go.... but always got rejected by me...

why go club??? touch gals? flirt gals? wats so nice with those heavy music hurting your ear drums? i cant think of a better reason for guys to go there... tats why i dont go!! i believe gals are stupid to go there too... I believe nowadays 20% of SG girls dont mind being touched by strangers at club... sad to say that...

So much to say.. i think i very talkative tonight.. who ask tat pig work morning tomorrow.. if not can talk until after midnight... so cant find anyone to tok to... so come to blog and talk to myself lor...

wat more to say... haha... back to looking at gals... I WILL STILL LOOK AT GALS.. becos its normal for me to look at gals.. but im honest.. i dont have any ill intentions or any sexual desires... haha.. cos i already have wat i need... anyway.. er hmm.. Looking at gals for me is a psychological action for me.. i dont have any guilt in watching gals...

Wait!!! i do look at good looking guys too... IM NOT GAY... im just appreciating good looking ppl... but too bad.. my pig dont.. tats why... saded.. nvm... shes already 99% for me... wheres the 1%? cos no1 is perfect!!!!!!!!!!!! hahahaha..

good nite... gaming time...

testing

2008-03-15T00:11:00.005+08:00

Whole day nthn to do and i come out with this lyrics...
haha... this skin cant display chinese character here... so i make it a image file...

yeah... go play game liao... fucking bored... with the stupid cast on my leg...

CAST AWAY(on)

2008-03-11T11:44:00.002+08:00

IM ON A CAST!!!! GREAT!!!... ya rgt.... got the chance to get a life of a handicapped.... being optimistic, so i will take it as a life experience... kao... if it dont recover by april i have to go for op... and after that i dont think can walk properly again... CAST again???????? wa kao.... im screwed.... look at the other way, its a blessing in disguise, im escaped from camp duties... in the search of that fucker who is limp like me and can escape from a detention centre... WOW...

Liew... one month in cast.. go toilet, shit, pee and bathe... must put one of my leg on the chair... like ma chiam dog peeing like tat... move around if the armchair is not available, must hop around... tiring sia... lol... use cruthes till my arms pain liao... tedious leh... nvm can train arms too...

God of War is out!!! wahaha... lucky my firmware can play... Mine is still 3.40oea...
but is stuck somewhere.... later will go and clear it... That stupid pig heartless 1... nv come and visit this patient... call herself a nurse... hahahahaha.... gona kill by her...

now wana go out i also sian... take lift twice yesterday got ppl den reali being treated like a handicapped... WA KAO!!!! tat feeling... nvm... will be over soon...

fuck the Ref

2008-03-09T10:56:00.002+08:00

Lucky portsmouth....

fuck the ref..... a penalty not given... never give man utd face at all.. a red card for the keeper and wifth no more substition of keeper....
19 shots and no goals... with portsmouth undeserve the win...

Watever history they break in Old Trafford... Lets see they can win the cup... wat a joke team... Pui...

thinking hard

2008-03-04T21:35:00.002+08:00

BORED

bored bored bored....

After went to the career fair... i have been quite heavy in the mind.... why am i always exposed to this kind of sort of "career"

For those who know... i have been into MLM before.. and i was avoided by a lot of ppl... i dont blame myself for joining... at least i learnt a lesson..

but on the 2nd of march i went to career fair... and i was lured to NTUC income and Great Eastern Life... After hear what they present to me... i was rather... reminded of my past.... their concept is the same as the MLM style... meaning the commission style... and have to approach ppl family peers to buy the company plans....

except i see this as a very good opportunity..... The truth is this career track will never end... Yes, Financial Consultant.... sounds very professional... yes... it is... but it require a lot of skills...

Should i change my mindset... can i withstand all the rejections... do i possess the skills and patience? Afterall they provided courses...

One thing they mentioned is very right... if i hold a position in a company where hierachy is the way to climb up... i dont think my diploma cert is strong is enuff to fight wif the degree ppl out there... or watever honours.. shit..

One thing very true is i have no more intentions or mood to study... i seriously dont want to take the risk to study for the sake of a cert.

The question is, should i take up the challenge? or just get a 8 to 5 job... which seriously i cant find myself earn a million in my lifetime... Yes i just want a simple life... but i see the ppl around me...

my younger brother... who is still studying... need money.... my family is still struggling with just my mom working... and my dad... my sis.... my gf... the house... we need... future financial expenses.... future kids savings... etc etc...

Simple life isnt tats simple... theres so many things to think of... i cant be naive anymore... In Singapore Its almost impossible to acheive Simple Life... Yes maybe... but still one have to work very hard... but to think abt it...

As a financial Consultant, It dosent really see what is your qualification... it helps to go up faster but the more important is how many ppl you help.

why i used the term "how many ppl i help."

Its all about helping ppl and at the same helping urself... No matter how many ways you see it... everyone still needs to plan to save money... the word plan.

And now here comes your responsibilty.... To help you clients to acheieve their goals e.g getting a car... in XX year.... wat he need to do .... wat plans he need to take up etc etc...

of cos... i know i will face many rejections... but somehow, i have to believe in myself... guess wat, i havent even start 2 take up this career... and my dad already say tat is a useless job.... i decided not to heed his advice... i want to prove him wrong.... and im still thinking whether i seriously want to go on this career path.... i have three months more to think abt it...

I cant find a better way to change my family life now... and this is the only way... to work doubly hard and change my total mindset... in order to give my family a better life... risk is a must... to acheive success...

I seriously hope to get some support from my relatives before taking up this challenge. I know... my parents will never agree me to take up this job... they will say its a very difficult job and no point thinking abt it.... however something in my mind tell me to prove them wrong...

Can i stand firm? And i one thing for sure... if i ever choose this career and succeed.... its not for me.... its for my family and my wife(on stand by) lol...

Im still thinking hard.

2008-02-25T22:42:00.002+08:00

FUNNY VIDEOS!!!!

THIS IS WHAT A BORING PERSON WILL DO AT HOME

I LAUGH OUT THE SHIT OUT OF ME

http://www.mojoflix.com/Video/All-kinds-of-farts.html

not so funny... but well... see their reactions!

http://mojoflix.com/Video/Bloody-Showers-Prank.html

and this is WOW

http://mojoflix.com/Video/Amazing-11-Year-Old-Girl.html

and this is interesting

http://mojoflix.com/Video/Interesting-facts.html

lol

http://mojoflix.com/Video/Funny-Scares.html

Home Alone 6

2008-02-25T01:19:00.003+08:00

Yeah... new Skin.... -_-
Like the same la... cos its still black and white...

Yeah home alone... family went Genting.... left me alone @ home... sob...
Thanks to SAF la... tats y i cant go...

On the way back from her home, wa say want to write a long post... but now after revamp the blog skin... i like being cast a sleeping spell.. buay dong liao..

kao 1 plus liao... 5am need to wake up... oh yea 4get to update that im on 36 days MC all the way till 28th march.... becos a part of my ankle's bone crack...

sound so serious... cham... dont know shd i be happi or worried.... happy becos of can siam dont need go back camp, worried becos of its a GENUINE CASE OF INJURY! NOT CHAO KENG OK! sian....

home alone reali damn lonely... later going back camp to handover my stuff to my unexpected arrival of heaven understudy.

Oh what did i just say? UNDERSTUDY!!!!!!!!!

YES YES UNDERSTUDY!!!!!!!!!!!!!!!

AFTER SO SO SO SO LONG!!!!!!

FINALLY! but i feel sad for him becos my job is the one of the last job anyone wud wana take over.... Well, hope for the best tomorrow... Awaiting my MRI results for my ankle.... X ray already shows a crack on my ankle.... even im not X ray trained... i saw the x ray, i figured something weird on my ankle... blar....

AHHHH! should i be worried or happy? mixture of emotions.... haiya.... take it easy and happy go lucky.... till i ORD ba... whatever comes, take it easy... no matter how harsh all the comments from the mouth.... bear with it... it will be all over soon... 102 absolute days.... and 34 days MC left... might extend... who knows? haha...

and oh ya.... ting ting!!! or MTW anyone of you read this, pls pls.... L movie together ok?!!! Or K BOX also can.... hear from you gals again.....

Stupid pig... thanks for pei me go MRI... yest morning... hee... stupid pig...

2008-02-21T18:29:00.002+08:00

Why everyone loves to go for nights off whenever theres a night off for the day?
What so fun abt booking out for a few hours and head back to camp? I dont know why i lost the mood and any sorts of feeling to go out... its 7 to 1130.. if i go home, i will use 1 hr of the time already... by then it shd b ard 8 plus when i reach home... and i have to leave home ard 10pm to 1015pm, meaning i will be at home for merely 2 hrs.. for what?

Am i getting old? y i cant seems to enjoy what my friends are enjoying now? why they rather go window shopping alone.. and gather to have a meal... or even go clubbing.. why am i so... bored abt all this.... during nights off...

in fact the worst thing i hate this place and i still dont feel like going out of this place whenever i got the chance... why?

It beats me too...

Am i lazy? or simply... lol ... old?

ok shall update later

For u

2008-02-17T23:29:00.001+08:00

Dedicate this song to you my dear....

:)

Good week...

2008-02-17T23:08:00.002+08:00

Good week...

Hope tomorrow onwards or rather next week will be a smooth one...
I hate this feeling...
Its sooooo near.... yet sooooo far....

Send my friend last friday.. he going overseas to study... good... life...
Its kind of sad feeling when u needa send friend away...

dont know wat to say... i just pray hard everyday pass smoothly in camp... until i ORD... -_-

Last but not least... Stupid pig..... i miss u...

Miss you

2008-02-11T20:56:00.000+08:00

I Miss You honey.... bookin in soon....

2008-02-10T12:11:00.000+08:00

Saddest song in history

Place yourself totally into this song... you will feel the pain...

And the next song, the MV is a bit lame... just imagine... will u let you buddy be in your room when your gal are trying strip? and let ur buddy kiss your gal???? -_-
But still it sings out a man's heart

happy

2008-02-04T00:24:00.000+08:00

Our special day just passed, its our 22nd month anniversary... its been lucky it falls on a sunday and both of us are able to celebrate this little special day.
Yes we tried to celebrate every month but sometimes due to camp and her work, we were unable to celebrate together... nevertheless, we still wish each other on the day itself...

Went for a casual dinning as usual, @ ichiban boshi... i feel the sushi there is the best so far in terms of price and quality and quantity... we ate till very full and as usual she cant finish her part and i have to finish the last few mouthfuls of food.

Well, i bought a pendant from goldheart for her for this coming valentine, and our 2nd year anniversary coming this april... choose to buy together because my financial now quite tight... Bo bian... ha... glad that she like it...

Went to Orchard today with her and shop with her for her CNY clothes... Well, i shd say, im quite restless esp on sunday cos the very next day is Monday... haha... yea... Monday blues have switch to Sunday...

Walk around so long cant find anything... basically what she likes, i dont like, what i like, she dont likes... lol... wats new? Thats make us together... without these kind of small senseless disputes, our relationship will get so boring... Den by past far east and knowing my same birthday friend, yingling is still working @ that shop... er hmm... "ICON".. must get advertisement fees from her liao... ya, brought my pig there and buy clothes... lol... finally got 1 and she go and buy a black tube... den we by past cineleisure and saw Stephen chow... lol... i mean i onli saw his hand... LOL... and its from far... its some commotion regarding his new movie... CJ7... well...

Took bus home and nua @ her home as usual and here i am back @ home... lookin at this monotonous monitor and typing all these... while waiting for the highlights of Manchester United against tottenham hotspur match to buffered finish... so bloody slow.. its one one the final scoreline with tevez happened to be the scorer but others claimed its an own goal from dawnson.. i haven seen the reply yet... still waiting... Lucky? maybe for man united... if Anderson wud start instead of scholes, i believe, man utd midfield will be a lot faster and sharper... too bad, two points behind leaders ARsenal... 4 months more, Who knows? Man United is unstoppable... True, sometimes i hate Cristiano Ronaldo... Why? Cocky...

If he can show more humble... i believe... he will win more support.... but true, i cant blame him for his cockiness.. he is a world class midfield... not the best but one of the top best winger... with his scoring records now... shows everything... he is not like the two or three seasons' ago lampard... Ronaldo, scores most of the goals of class... lampard is sure luck most of the time...

Hey i have been very talkative... and bloody hell... it haven buffered finish... oh well... think my pig have feel into deep sleep... no reply.. lol... good nite... peace for the new week please...

Oh Chinese New year coming, and im going to be busy with stuffs in my camp.. of cos cant say what happen... but certainly, nothing good will come from my camp...
Just hope that CNY period will be a peaceful one. I really hope...

2008-01-28T02:19:00.000+08:00

Going to fight war in few hours time..

mental war...

Honey,

i miss you...... guess you are working quite busy now? i dont know.. but i really miss you... :( though we just went out just now...

No peace at all

2008-01-18T18:59:00.000+08:00

PETER took a day off cos of the super congested piling non stop flowing of work...
and furthermore he is having a flu...he went out wif his girlfriend and they have a peace of time for a moment...
He thinks back after his gf parted for work and
...
He tot in his heart:
"IT IS NOT my FUCKING CAREER, I'm WORKING LIKE Im TRYING TO GET A PAY OF 5K PER MONTH!
What am I getting? Less than a average bangadelsh is getting... and they are squeezing me like what? Take me for granted... complain im always free... say my job is so good life...
Alright I'm off today...
guess wat? 10 calls!!!!
So my job is easy?
very free?
good life?
Why still ask ppl to call me?
do it yourself then,
why ask so much?
tot it is so easy?
Still take me for granted?
dont want to promote me becos of I failed one component
that is no related at all to my job scope...
fair?
One superior said to him,
"you are just a lowly XXX"

Peter think in his heart:
"FUCK YOU understand!?
so what you are a bloody scholar?
getting 5k per month?
so what?
But you have such a low EQ
Using your RANKS as authority
using mouth first without using your scholar brain?
Your HR SUCKS BADLY."

Another day, another superior reprimanded peter again:
"why are you resting here? you haven completed your job"
"Im having a flu, im just taking a short break"
"Fuck you understand! sick go see doctor la!"

Peter was boiling with raged...
he nearly lost control...
He think inside his heart:
"If i use the time to see doc, Do i have the time to do the work?
Still fuck me understand?
If you have a bloody brain to think logically
Im doing work while im sick, pls appreciated..."

Sad to say no 1 appreciated peter in that bloody place..

HE think in his heart again
"I did so much
Been thru two major inspections
What i did?
If i never do my work...
If i dont even care...
guess what will happen?"

Will Peter get his peace soon?
We will find out... Meanwhile
he is waiting for his friends to call him to go enjoy...
Hopefully no more calls for him from that bloody place.

To be continued....

magical relationships

2008-01-14T01:28:00.000+08:00

Dear Friends,

It's sad, but it's true.

Most people are in unhappy relationships.

The latest statistics tell us that a whopping 50% of ALL 1st marriages will end in divorce and a mind-blowing 75% of all 2nd marriages either don't (or wont) stand the test of time either.

Why do you think this is?

If your relationship is like most others, when you first got together with someone, there was lots of excitement, love, friendship, connection and yes, even passion.

Then, as time passed-- you started getting that empty feeling inside and began asking yourself questions like... "is this all there is?", "where did the passion go?", "how come I don't see you as much as I'd like", or "why can't you be the way you used to be?"

If you're not in a relationship right now-- you're probably asking yourself questions like, "why can't I find someone I really want to be with?" or "where are the people who are interested in having more fun, enjoying life and have the same values as me?"

The bottom line is that you want so much more from your relationships than you've been able to have up until now.

You've tried everything you know--but you still want more.

You want more love in your life.

More understanding.

More Passion.

A deeper connection.

Better communication

and More trust.

These are the same kinds of things we all want in our relationships. The trouble is, most of us never figure out how to have them.

Relationships can be painful. If you're like most people, you're sick of the struggle, the pain and the frustration of trying to get what you want in a relationship.

For most of us, we either settle for something less than we deserve or we give up on the idea of love altogether.

This isn't the way it is for everyone. There are some individuals and couple (like us) that have exactly the kind of relationship that they want.

The big question many people ask is-- "how do you create the kind of relationship that would truly make you happy?"

We wondered the same thing until we came together and started our relationship.

A decision that changed our relationship and life forever

When we first got together we made one of the most important decisions we've ever made. We made a conscious decision that we weren't willing to settle for anything less than an incredible relationship.

We made the decision that we were willing do whatever was necessary to create this relationship filled with lots of love, passion and a truly heartfelt connection and friendship with each other.

Now we know beyond a shadow of a doubt, that it is truly possible for you to have the love you want in your life.

But, In order to have the kind of relationships you've always hoped for, dreamed about, prayed for and cried about.... there are certain things that you have to begin doing differently than you're doing now.

Romantic ideas

2008-01-14T01:12:00.001+08:00

It's often been said that it's the little things in life that make
all the difference.

No where is this truer than when it comes to keeping your
relationship alive, growing and vibrant.

Romance can be one of those things that keeps a
relationship fresh and exciting.

We all have different ideas of what "romance" and "being
romantic" means. There can be a lot of unmet expectations,
frustrations and feelings of failure around this idea.

We don't think it has to be this way.

What being romantic means to us is that we are continuously
discovering ways to laugh, love and connect with each other
and deepen our intimacy all the time.

To us, romance is what we do on a moment-by-moment and
day-by-day basis to make our relationship stronger and more
passionate. Being romantic is a way of showing our deep love
for each other.

Of all the romantic things to do, we've found that the small
things make the biggest difference. Here's an example of
what happened the other night...

Susie went camping for one night with her extended family
and since Otto doesn't like "roughing" it, he stayed home.
As she snuggled down in her tent with her sister, Susie
called Otto on her cell phone to say goodnight. She told
him that she loved him and missed him.

Although a phone call is a pretty normal thing to do
between people who truly care about one another when
they are apart, it can be a way to connect and rekindle
love in a romantic way like we did.

Romantic things to do for each other are romantic only when
they create the desired effect within the other person and
within the relationship. Romance will only create the desired
effect when it is not done out of obligation or because it is
expected.

So what are the best romantic things to do to make your
relationship more alive?

That depends on you and your partner because everyone
is different. Romance is certainly in the eye of the beholder!

To some people, a "no-brainer" romantic thing to do is to
send flowers. You can't go wrong with flowers, right?

Wrong.

You can go wrong with flowers if there is little or no "heart"
in the gesture and if there's something else that the other
person is wanting.

Susie's ex-husband often brought her flowers during their
30-year marriage. Although it truly was a wonderful gesture,
what she really wanted more was to connect on a deeper
level with him.

With that being said, here are some ideas around the
notion of romance and being romantic...

1. Pay attention to what your partner likes. If he/she likes
surprises, surprise him/her. If not, don't--even if you like
surprises. Pay attention to your partner's favorite things
that they seldom indulge themselves in and then do those
things. It might be something your partner wouldn't buy
or do for themselves like buy a cd of their favorite music.

2. A romantic gesture can be doing a very small thing.
It might be after the kids are in bed, getting a bowl of ice
cream and two spoons--then sharing it. It might be putting
the kids to bed without being asked. It might be a hug or
a foot rub. For Susie, a romantic gesture is when Otto
lovingly puts his hand on the back of her neck.

3. Romance can be taking a trip down memory lane.
Visit where you went on your first date or some other place
that holds significance for the two of you. It's very romantic
for the two of us to visit the natural setting where we went
on our first date and where we got married.

4. We've heard people say that they are not romantic.
If you've never considered yourself to be romantic and
never really wanted to be but your partner would like
more "romance," you can begin by changing your thinking.
Instead of thinking that romance is something artificial
and outside yourself that you "do," you can begin thinking
that romance is merely ways of expressing your love that
your partner will receive and enjoy.

5. What if you want more romance and your partner
doesn't seem to? Be more romantic and loving yourself
in the way that your partner wants to be loved. Start
with little ways and just see what happens.

Romance and being romantic are the things you do that
bring you closer together and keep the spark alive.

Being romantic and finding romantic things to do is
something that you or anyone can do. You just have to
open to more possibilities, have the desire create
special times with your partner or spouse and allow
the ideas to flow from love.

.....

2008-01-14T00:50:00.000+08:00

That day went to IMM wif that stupid girl...
den saw this sofa soo fucking unique...
but cost 1.8k... -__-

over budget...

I dont wish to get a TV for my new home...
I wanted a projector!!!!!! or projecter?
aiya watever la..
Everywhere HDTV
wat high definition... i catch no ball la..
wat lcd tv...
and dont know 30, 40 50+ inches TV.
FOR WHAT?
you go every house... orh flat screen tv...
orh, lcd tv....
orh... hdtv...
NOT SIAN MEH?
u go into one's home and spot a projector instead of tv
WOW rgt?
ha...
no more tv for me.... thanks...
but harvey norman no sell...
dont know the promoter dont know or wat
nvm...
furthermore.. a TV takes up space!!!!
a projector is much more portable...
as long as u got a blank wall...
imagine playing PS3 with a projector... woo...

sian r... booking 2ml... going to be a long long week...
hope can get off on thurs and friday...
wana clear all my off before mobilisation start...
arbo si bei sian 1...
hm...
dont know wat to write le... thou.. a lot of things in my mind..
know how to express.. lol... fuck it...

Hate mobilisation

2008-01-13T17:58:00.000+08:00

ARGH!
4 months before i ORD this kind of thing!!!!!!!!!!
SIAN!!!!!!~~~~~~~~~~~

my dream car for now...

Suzuki swift sportS!!!!!!!!!!!

wahahahha

but no money to buy!!!!!!

:(

Dont know wat to buy liao... tat pig sleeping at the com table... haha...

EMO

2008-01-06T19:06:00.000+08:00

Times slow? Times fast?
Its our 674 days together already.
Why i suddenly so EMO?
i also dont know...
maybe cos im all alone at home now
mind starts to think a lot... lol
674 days sound so short...
But we had come so far..
From laughter to tears
From fights to quarrels
yet nothing brought us down...
Both hot tempered,
yet forgiving...
It wouldnt be better if our both sides
parents give us the support..
Acceptance...
Believe shes the one ever since i spotted her..
Still remember how we last met...
Its kind of fate...
If i never posted to that outlet that only day,
I believe i will never meet her...
And i must thank Shu wei for helping me out. ha.
Without his help, i cant probably have the chance to know her.
ha. thinking abt it... Feel so funny.. so sweet..
From the first date... so shy... and the stupid things i did..
and how we get closer and how the love gets deeper..
People say when love comes to a moment of time,
it become "xi guan"
Cant think of the english word.
But, No...
I still love her.
And well, i believe nothing can take me away from her..
My promise to you.. :)
And you stupid girl(haha)...
if you have read this...
Remember... you are always a pig.... hahaha
I love You... :)

Worst Start of the new year

2008-01-03T00:25:00.000+08:00

*BEEP*.....
Ok, i censored all the vulguraties i wana scold...
Duty cannot do more than 24 hrs...
Yet rules set to be followED...
Yet broken...
do abt 36 hrs of duty... thanks to some stupid fucker
reali stupid...
his brain cannot think logically
AHHHHHHHHHHHHH!!!!
Im on the verge of killing him tat moment...
already 99%...
1 more, tats it...
lucky, nthn happen...
tats why im here...
By rgt, im off 2ml... now have to go back CAMP...
AHHHHHHHHHHHHHHH!!!!!!!!!!!!!
BULLSHIT!!!...
WHAT A START OF THE NEW YEAR....
EXCELLENT..
after the guard duty... realised i nv bring my EZ link!
den go and make another 1....
fuck up.. 15 bucks for 7 dollars value...
and board a fucking noisy bus...
these bunch of drops out... (lookAlike)
fucking noisy... i feel sad for their parents
indecent... brainless... no pride... in their things they did
nthn good abt them... idiotic... and im so pissed abt the guard duty issue
they are just rubbing in....
this under age bitch sitting on the lap of this devil looking "dog"
and this bitch COUGHED on my arms... cos her face WAS facing my arms
WHY CANT THIS STUPID UNDERAGE BITCH COVER HER FUCKING MOUTH?!~!!!!!!!
If theres no law.... i think her fucking face will be gone...
it will be smeared on the road...
IM FUCKING PISSED!
AHHHHHHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!!!!!
CRAP AND BULLSHIT!!!!!!!!!!!!

Happy new YEAR!

2007-12-31T23:20:00.000+08:00

wish you all and myself an early happy new year!
NO COUNTING DOWN FOR ME THIS YEAR.
SAD!
Thanks to guard duty on NEW YEAR DAY itself!
damn fucking sad, its the way to start a new year
Im mentally prepared to get fuck by a black loser.
is this the way to start a new year?
very sad rgt?
nvm
150++ days to go
i will get my freedom
the day i can reali breath peacefully
mind without threats
arghhhhhhhhhhhhhhhh!!!!!!!!!!!!!!!!
sian!!! REALI ORD MOOD LIAO
REALI DONT FEEL LIKE DOING ANYTHING RELATED TO ARMY NOW!~
nvm happy new year!!!!
must be happy!
haix
still a rock still in my heart yet to clear till 2nd of JAn...
hopefully everyting will be peacefully 2ml...
and i know thats not gona to happen!